Bank · FDIC insured
Customers Bank CD Rates
Customers Bank’s best CD rate is 3.85% APY on a 3-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Customers Bank’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Customers Bank has the most branches. $10,000, best rate first.
This bank’s best
Customers Bank
3.85%APY
- Term
- 3 months
- Requires
- None
- Minimum
- $0
- Earns on $10,000
- $95
3 Month CD
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Customers Bank CD score
81
CD score
Higher than 56% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo0.50%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Customers Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
3 Month CD
3.85%APY · 1 term
Available In Branch and Online. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsFixed rate for 3 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 3.85% | $95 |
6 Month CD
3.80%APY · 1 term
Available In Branch and Online. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate for 6 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 3.80% | $188 |
9 Month CD
3.75%APY · 1 term
Available In Branch and Online. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsFixed rate for 9 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 3.75% | $280 |
24 Month CD
3.70%APY · 1 term
Available In Branch and Online. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsFixed rate for 24 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 3.70% | $754 |
12 Month CD
3.50%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate for 12 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 3.50% | $350 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
18 Month CD
3.50%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsFixed rate for 18 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 3.50% | $530 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
2 Year Promo CD
2.00%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity to Regular 24 Month CD.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsFixed rate paid for 2 years. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 2.00% | $404 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
18 Month Promo CD
1.75%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsFixed rate for 18 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 1.75% | $264 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
15 Month Promotional CD
0.95%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 monthsFixed rate for 15 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 0.95% | $119 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
30 Month CD
0.90%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 30 monthsFixed rate for 30 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 0.90% | $227 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
36 Month CD
0.50%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 monthsFixed rate for 36 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 0.50% | $151 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
48 Month CD
0.50%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 48 monthsFixed rate for 48 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 0.50% | $202 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
60 Month CD
0.50%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 monthsFixed rate for 60 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 0.50% | $253 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
13 Month CD
0.20%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsFixed rate for 13 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 0.20% | $22 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
Special-purpose accounts
3 Month IRA CD
3.85%APY · 1 term
Available In Branch Only. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsFixed rate for 3 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 3.85% | $95 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
6 Month IRA CD
3.80%APY · 1 term
Available In Branch Only. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate for 6 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 3.80% | $188 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
9 Month IRA CD
3.75%APY · 1 term
Available In Branch Only. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsFixed rate for 9 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 3.75% | $280 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
24 Month IRA CD
3.70%APY · 1 term
Available In Branch Only. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsFixed rate for 24 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 3.70% | $754 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
12 Month IRA CD
3.50%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate for 12 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 3.50% | $350 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
18 Month IRA CD
3.50%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsFixed rate for 18 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 3.50% | $530 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
30 Month IRA CD
0.90%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 30 monthsFixed rate for 30 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 0.90% | $227 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
36 Month IRA CD
0.50%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 monthsFixed rate for 36 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 0.50% | $151 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
48 Month IRA CD
0.50%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 48 monthsFixed rate for 48 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 0.50% | $202 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
60 Month IRA CD
0.50%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 monthsFixed rate for 60 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 0.50% | $253 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
13 Month IRA CD
0.20%APY · 1 term
Available In Branch or through banking teams. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsFixed rate for 13 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly | 0.20% | $22 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.