Bank · FDIC insured
PS Bank
A $674.5M bank headquartered in Wyalusing, PA, with 11 branches in Pennsylvania. Best rates: CDs 3.50% and savings 0.05% APY.
PS Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#26 of 30 in Scranton, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About PS Bank
PS Bank serves communities across Bradford, Sullivan, Wyoming, Lackawanna, and Susquehanna counties in Northeastern and North Central Pennsylvania.
Opened in 1914 as Peoples State Bank of Wyalusing, the institution changed its name to PS Bank in 2012.
- Headquarters
- 42621 Route 6, Wyalusing, PA 18853
- FDIC certificate
- 444 ↗
Branches
11 branches in Pennsylvania
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Pennsylvania
11 branches
Scranton area · 5
- Clarks Summit Branch100 Old Lackawanna Trl, Clarks Summit, PA 18411Directions
- Factoryville Branch118 College Ave, Factoryville, PA 18419Directions
- Scranton Branch1743 North Keyser Avenue, Scranton, PA 18508Directions
- South Abington Township Branch Office223 Northern Blvd, South Abington Township, PA 18411Directions
- Eaton Township Branch802 Hunter Hwy, Tunkhannock, PA 18657Directions
Sayre area · 4
- PS BankMain office42621 Route 6, Wyalusing, PA 18853Directions
- Sayre Branch205 W Lockhart St, Sayre, PA 18840Directions
- North Towanda Branch90 Colonial Dr, Towanda, PA 18848Directions
- Bradford Town Shpg Ctr Branch42621 Route 6, Wyalusing, PA 18853Directions
Dushore area · 1
- Dushore Branch202 S Turnpike St, Dushore, PA 18614Directions
Montrose area · 1
- Montrose Branch Office241 Church St, Montrose, PA 18801Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.25% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.10% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.98% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $75 | $81 | — |
- CapitalLeverage ratio11.25%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.10%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.98%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$75Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of PS Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.