Credit union · NCUA insured
Cross Valley Federal Credit Union CD Rates
Cross Valley Federal Credit Union’s best CD rate is 3.75% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Cross Valley Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Scranton, PA, where Cross Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cross Valley Federal Credit Union
3.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $764
Share Certificates
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Cross Valley Federal Credit Union CD score
76
CD score
Higher than 40% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cross Valley Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.75%APY · 5 terms
Earnings compounded quarterly. Applies to new money only. No monthly maintenance fees. Penalty for early withdrawal applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 9 months | 3.50% | $261 |
| 12 months | 3.50% | $350 |
| 18 months | 3.60% | $545 |
| 24 months | 3.75% | $764 |
Sources (3)
- crossvalleyfcu.org/earn/longer-term-earning
- crossvalleyfcu.org/earn/savings-dividend-rates
- crossvalleyfcu.org/earn/saving…idend-rates/certificates
All captured Oct 16, 2026
Seasonal Savings Certificates
3.50%APY · 2 terms
High-yield savings designed for seasonal workers. Deposit funds anytime with no maximum deposit amount. Includes free WealthWise financial guidance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAllows adding funds during the term | 3.50% | $173 |
| 9 monthsAllows adding funds during the term | 3.50% | $261 |
Sources (1)
- crossvalleyfcu.org/earn/longer-term-earning · captured Oct 16, 2026
Who can join Cross Valley Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.