Credit union · NCUA insured
3Hill Credit Union CD Rates
3Hill Credit Union’s best CD rate is 3.50% APY on a 3-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How 3Hill Credit Union’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where 3Hill Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
3Hill Credit Union
3.50%APY
- Term
- 3 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $86
Certificate of Deposit
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
3Hill Credit Union CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
By term
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.75%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 3Hill Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.50%APY · 9 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 0.65% | $16 |
| 3 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 3.50% | $86 |
| 6 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 0.86% | $43 |
| 6 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 3.00% | $149 |
| 9 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.05% | $79 |
| 9 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 3.00% | $224 |
| 12 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.05% | $105 |
| 12 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 3.00% | $300 |
| 18 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.05% | $158 |
| 18 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 2.50% | $377 |
| 24 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.05% | $211 |
| 24 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 2.25% | $455 |
| 36 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 0.85% | $257 |
| 36 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 2.25% | $690 |
| 48 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.35% | $551 |
| 48 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 2.75% | $1,146 |
| 60 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.35% | $693 |
| 60 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 2.25% | $1,177 |
Sources (1)
- 3hillcu.com/current-rates · captured Sep 17, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.00%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 0.86% | $43 |
| 6 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 3.00% | $149 |
| 9 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.05% | $79 |
| 9 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 3.00% | $224 |
| 12 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.05% | $105 |
| 12 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 3.00% | $300 |
| 18 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.05% | $158 |
| 18 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 2.50% | $377 |
| 24 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.05% | $211 |
| 24 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 2.25% | $455 |
| 36 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 0.85% | $257 |
| 36 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 2.25% | $690 |
| 48 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.35% | $551 |
| 48 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 2.75% | $1,146 |
| 60 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.35% | $693 |
| 60 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 2.25% | $1,177 |
Sources (1)
- 3hillcu.com/current-rates · captured Sep 17, 2026
Small Savers Certificate of Deposit
Up to 3.00%APY · 1 term
For minors under the age of 18.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.05% | $105 |
| 12 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 3.00% | $300 |
Sources (1)
- 3hillcu.com/current-rates · captured Sep 17, 2026
Senior Certificate of Deposit
Up to 1.25%APY · 1 term
Must be over the age of 60 to be eligible. Withdrawals can be done twice per year for emergencies without penalty; early withdrawal penalties apply if done more than twice per year.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsBoard rate. Automatically renews at the prevailing board rate with a 10 day grace period | 0.75% | $75 |
| 12 monthsPromo rate. Members must call 3Hill Credit Union to receive a CD Promo rate. Automatically renews at the prevailing board rate with a 10 day grace period | 1.25% | $125 |
Sources (1)
- 3hillcu.com/current-rates · captured Sep 17, 2026
Who can join 3Hill Credit Union
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