Credit union · NCUA insured
Western PA FCU
A $23.7M credit union headquartered in New Kensington, PA, with 1,533 members and 2 branches in Pennsylvania. Best rates: CDs 3.50% and savings 0.15% APY.
Western PA FCU Carrot Score
82
Carrot Score
Higher than 58% of U.S. banks and credit unions
#28 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Western PA FCU
Western PA Federal Credit Union was formerly known as IU7 Federal Credit Union and has been operating since 1972.
The not-for-profit, member-owned institution serves members from represented groups, especially teachers in western Pennsylvania.
It operates branch locations in New Kensington and Latrobe, Pennsylvania.
- Headquarters
- 2300 Freeport Rd, 15 Feldarelli Square, New Kensington, PA 15068-4669
- NCUA charter
- 21140
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of Greater Latrobe Schools are eligible for membership.
Branches
2 branches in Pennsylvania
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Pennsylvania
2 branches
- Main OfficeMain office2300 Freeport Rd, 15 Feldarelli Square, New Kensington, PA 15068Directions
- Latrobe Office911 Ligonier St, Ste 108, Latrobe, PA 15650Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.41% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.35% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.18% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $55 | $59 | — |
- CapitalNet worth ratio13.41%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.35%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.18%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$55Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Western PA FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.