Credit union · NCUA insured
Northwood Federal Credit Union
A $6.8M credit union headquartered in Philadelphia, PA, with 296 members and 2 branches in Pennsylvania. Best rates: CDs 3.50% APY.
Northwood Federal Credit Union Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#91 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Northwood Federal Credit Union
Northwood Federal Credit Union has been operating since 1943.
- Headquarters
- 6836 Castor Ave, Philadelphia, PA 19149-2108
- NCUA charter
- 5062
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is restricted to members of specified groups and credit unions: Northwood Federal Credit Union, CBC FCU, Bright Hope FCU, ECAI FCU, Wesley AME Zion FCU, Reform Congregation Keneseth Israel (Elkins Park), All Saints' Episcopal Church, Victory Lodge # 42 of the Independent Order of Beth Sholom, and Beth Sholom Congregation (Elkins Park).
Family and household
- Immediate family members of a member of Northwood Federal Credit Union, CBC FCU, Bright Hope FCU, ECAI FCU, Wesley AME Zion FCU, Reform Congregation Keneseth Israel (Elkins Park), All Saints' Episcopal Church, Victory Lodge # 42 of the Independent Order of Beth Sholom, or Beth Sholom Congregation (Elkins Park) are eligible to join.
Branches
2 branches in Pennsylvania
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Pennsylvania
2 branches
- Northwood Federal Credit UnionMain office6836 Castor Ave, Philadelphia, PA 19149Directions
- Canaan Baptist Church5430 Pulaski Ave, Philadelphia, PA 19144Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.72% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.63% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.52% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio19.72%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.63%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.52%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Northwood Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.