Bank · FDIC insured
First Resource Bank CD Rates
First Resource Bank’s best CD rate is 3.50% APY on a 6-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How First Resource Bank’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where First Resource Bank has the most branches. $10,000, best rate first.
This bank’s best
First Resource Bank
3.50%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $173
Certificates of Deposit
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
First Resource Bank CD score
70
CD score
Higher than 25% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.40%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo2.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Resource Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.50%APY · 12 terms
Minimum balance to open $500. Early withdrawal penalty will apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.50% | $62 |
| 6 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 3.50% | $173 |
| 9 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 3.25% | $243 |
| 12 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 3.40% | $340 |
| 15 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 3.00% | $376 |
| 16 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 3.00% | $402 |
| 18 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.75% | $415 |
| 24 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.50% | $506 |
| 30 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.50% | $637 |
| 36 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.50% | $769 |
| 48 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.50% | $1,038 |
| 60 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.50% | $1,314 |
Sources (2)
- firstresourcebank.com/personal…ersonal-deposit-products
- firstresourcebank.com/personal…rce-center/deposit-rates
All captured Oct 6, 2026
Special-purpose accounts
IRAs
Up to 3.50%APY · 12 terms
Minimum balance to open $500. Early withdrawal penalty will apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.50% | $62 |
| 6 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 3.50% | $173 |
| 9 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 3.25% | $243 |
| 12 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 3.40% | $340 |
| 15 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 3.00% | $376 |
| 16 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 3.00% | $402 |
| 18 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.75% | $415 |
| 24 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.50% | $506 |
| 30 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.50% | $637 |
| 36 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.50% | $769 |
| 48 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.50% | $1,038 |
| 60 monthsMinimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply | 2.50% | $1,314 |
Sources (2)
- firstresourcebank.com/personal…ersonal-deposit-products
- firstresourcebank.com/personal…rce-center/deposit-rates
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.