Bank · FDIC insured
Mauch Chunk Trust Company CD Rates
Mauch Chunk Trust Company’s best CD rate is 3.50% APY on an 8-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Mauch Chunk Trust Company’s CD rates compare
Compared with banks and credit unions near Allentown, PA-NJ, where Mauch Chunk Trust Company has the most branches. $10,000, best rate first.
This bank’s best
Mauch Chunk Trust Company
3.50%APY
- Term
- 8 months
- Minimum
- $10,000
- Earns on $10,000
- $232
Growth Certificate of Deposit
Top rate
First Northern Bank and Trust
4.73%APY
- Term
- 24 months
- Minimum
- $5,000
- Earns on $10,000
- $968
2nd-highest rate
Unity Bank
4.40%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $667
Mauch Chunk Trust Company CD score
74
CD score
Higher than 36% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo2.81%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mauch Chunk Trust Company ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Growth Certificate of Deposit
Up to 3.50%APY · 12 terms
Compounded returns at a fixed interest rate. Interest is compounded and posted monthly. A penalty may be imposed for early withdrawal.
| Term | APY · $500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | 2.83% | — | 2.83% | $70 |
| 6 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | 2.80% | — | 2.80% | $139 |
| 8 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | — | 3.25% | 3.25% | $216 |
| 8 monthsNew money required (funds not currently on deposit at MCT). Fixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | — | 3.50% | 3.50% | $232 |
| 9 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | — | 2.80% | 2.80% | $209 |
| 12 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | 2.77% | — | 2.77% | $277 |
| 13 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | — | 3.25% | 3.25% | $353 |
| 13 monthsNew money required (funds not currently on deposit at MCT). Fixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | — | 3.50% | 3.50% | $380 |
| 22 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | — | 3.50% | 3.50% | $651 |
| 24 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | 2.79% | — | 2.79% | $566 |
| 36 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | 2.78% | — | 2.78% | $857 |
| 42 months3 1/2 Year Step-Up CD. At your discretion, you may change the interest rate on the account based on the number of 'steps' indicated in the original agreement (stepping-up to a higher interest rate 1 time during the certificate's 3 1/2 year term). Fixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | 2.78% | — | 2.78% | $1,007 |
| 48 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | 2.78% | — | 2.78% | $1,159 |
| 60 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings | 2.81% | — | 2.81% | $1,486 |
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.50%APY · 10 terms
Individual Retirement Account CD options include Traditional IRA, Roth IRA, and Coverdell Education Savings Account. Open with a minimum deposit of $100.00 and make minimum deposits of $50.00 anytime during taxable year. Penalties/restrictions apply per IRA documents and IRS rules.
| Term | APY · $100 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Refer to IRA documents for additional terms and conditions | 2.80% | — | 2.80% | $139 |
| 8 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Refer to IRA documents for additional terms and conditions | — | 3.25% | 3.25% | $216 |
| 8 monthsNew money required (funds not currently on deposit at MCT). Fixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Refer to IRA documents for additional terms and conditions | — | 3.50% | 3.50% | $232 |
| 12 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Refer to IRA documents for additional terms and conditions | 2.77% | — | 2.77% | $277 |
| 13 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Refer to IRA documents for additional terms and conditions | — | 3.25% | 3.25% | $353 |
| 13 monthsNew money required (funds not currently on deposit at MCT). Fixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Refer to IRA documents for additional terms and conditions | — | 3.50% | 3.50% | $380 |
| 22 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Refer to IRA documents for additional terms and conditions | — | 3.50% | 3.50% | $651 |
| 24 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Refer to IRA documents for additional terms and conditions | 2.79% | — | 2.79% | $566 |
| 36 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Refer to IRA documents for additional terms and conditions | 2.78% | — | 2.78% | $857 |
| 42 months3 1/2 Year Step-Up IRA-CD. At your discretion, you may change the interest rate on the account based on the number of 'steps' indicated in the original agreement. Fixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Refer to IRA documents for additional terms and conditions | 2.78% | — | 2.78% | $1,007 |
| 48 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Refer to IRA documents for additional terms and conditions | 2.78% | — | 2.78% | $1,159 |
| 60 monthsFixed rate. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Refer to IRA documents for additional terms and conditions | 2.81% | — | 2.81% | $1,486 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.