Bank · FDIC insured
PS Bank CD Rates
PS Bank’s best CD rate is 3.50% APY on a 9-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How PS Bank’s CD rates compare
Compared with banks and credit unions near Scranton, PA, where PS Bank has the most branches. $10,000, best rate first.
This bank’s best
PS Bank
3.50%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $261
Certificate of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
PS Bank CD score
64
CD score
Higher than 11% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo0.75%
- 31–60 months31–60 mo0.90%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PS Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.50%APY · 11 terms
Interest compounded daily. Accrued daily. Penalty for early withdrawal.
| Term | APY · $500 and up | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsMinimum daily balance to obtain APY is $500 | 0.75% | — | — | 0.75% | $19 |
| 6 monthsMinimum daily balance to obtain APY is $500 | 0.75% | — | — | 0.75% | $37 |
| 9 monthsLimited time only. New money only. Minimum daily balance to obtain APY is $10,000 | — | — | 3.50% | 3.50% | $261 |
| 12 monthsMinimum daily balance to obtain APY is $500 | 0.75% | — | — | 0.75% | $75 |
| 15 monthsMinimum daily balance to obtain APY is $500 | 0.75% | — | — | 0.75% | $94 |
| 18 monthsEighteen Month Step-Up CD. Minimum daily balance to obtain APY is $5,000 | — | 0.75% | — | 0.75% | $113 |
| 18 monthsMinimum daily balance to obtain APY is $500 | 0.75% | — | — | 0.75% | $113 |
| 24 monthsMinimum daily balance to obtain APY is $500 | 0.75% | — | — | 0.75% | $151 |
| 30 monthsMinimum daily balance to obtain APY is $500 | 0.75% | — | — | 0.75% | $189 |
| 36 monthsThirty-Six Month Step-Up CD. Minimum daily balance to obtain APY is $5,000 | — | 0.75% | — | 0.75% | $227 |
| 48 monthsMinimum daily balance to obtain APY is $500 | 0.70% | — | — | 0.70% | $283 |
| 60 monthsMinimum daily balance to obtain APY is $500 | 0.90% | — | — | 0.90% | $458 |
Sources (5)
- psbanking.com/bank/cds-iras
- psbanking.com/explore/rates
- psbanking.com
- psbanking.com/disclosures
- psbanking.com/explore/consumer-resources
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.