Bank · FDIC insured
First Resource Bank
A $840.9M bank headquartered in Exton, PA, with 3 branches in Pennsylvania. Best rates: CDs 3.50% and savings 0.50% APY.
First Resource Bank Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#86 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Resource Bank
First Resource Bank maintains its address and headquarters in Exton, Pennsylvania.
The bank operates branch locations in Exton, Wayne, and West Chester, Pennsylvania.
- Headquarters
- 800 N Pottstown Pike, Exton, PA 19341
- FDIC certificate
- 57967 ↗
Branches
3 branches in Pennsylvania
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Pennsylvania
3 branches
- First Resource BankMain office800 N Pottstown Pike, Exton, PA 19341Directions
- Wayne321 W Lancaster Ave, Wayne, PA 19087Directions
- West Chester Office844 Paoli Pike, West Chester, PA 19380Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.62% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.12% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.37% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $97 | $81 | — |
- CapitalLeverage ratio8.62%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.12%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.37%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$97Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Resource Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.