Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Maine
- 3.82%APY$382 over 1 year on $10,000
3.75% interest rate · Effective Sep 25, 2026
Rate checked
More details - New Dimensions Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 4 branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalties apply. Rates effective October 1, 2026.
Offer: Early withdrawal penalty of 180 days dividends.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.82%APY$382 over 1 year on $10,000intro rate
Requirements
Product: Penalties may apply for early withdrawal. Requires $500 minimum opening deposit. Dividends can be withdrawn when and how desired. Automatically rolls over at maturity.
Offer: Special promotional rate.
Promotional rate · 3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.82%APY$382 over 1 year on $10,000
Requirements
Product: Dividends compound and credit monthly. Fixed rate. Automatic renewal. Additional deposits not allowed after opening. Penalty for early withdrawal is 365 days of dividends. Average daily balance method used.
3.75% interest rate · Effective Apr 8, 2026
Rate checked
More details - 3.76%APY$2,027 over 60 months on $10,000
Requirements
Product: Terms from 6 to 60 months. Dividends compounded and credited monthly. Fixed dividend rate and APY remain in effect until maturity. Automatically renews at maturity at the next highest regular term with a 10-day grace period. Early withdrawal penalty applies.
3.70% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Offer: Assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings.
3.69% interest rate · Effective Oct 21, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - 3.75%APY$568 over 18 months on $10,000with conditions
Requirements
Product: Retail CD Specials / Relationship Bundle Specials. All Relationship Bundle rates must meet eligibility requirements, contact any branch for details. REL 8 Month CD & IRA Special will renew as a 6 Month REL CD or IRA. REL 18 Month Bump Up CD allows the customer to increase their rate one time during the term if we increase our published rate; customer must request it. All CDs may be subject to an early withdrawal penalty. Daily balance method. Fees may reduce earnings.
Offer: Relationship Bundle Special. Allows customer to increase rate one time during term if published rate increases; must request it. All Relationship Bundle rates must meet eligibility requirements. Daily balance. Early withdrawal penalty may apply.
Qualified rate · 3.69% interest rate
Rate checked
More details - 3.70%APY$183 over 6 months on $10,000
Requirements
Product: Membership and eligibility required. $2,000 minimum deposit. Fixed, guaranteed rate locked for term of certificate. Early withdrawal penalty applies.
Offer: Fixed dividend rate 3.639%
3.64% interest rate · Effective Oct 3, 2026
Rate checked
More details - Maine Savings Federal Credit UnionElevate CertificatesCD · 39 months · $100 min
Credit union · 12 branches
3.70%APY$1,253 over 39 months on $10,000Requirements
Product: Allows additional contributions to balance anytime. Certificate rates are fixed for the term of the account. Dividends compounded and credited monthly; calculated using daily balance method. Early withdrawal penalties apply.
Offer: Add to balance anytime.
3.64% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.65%APY$427 over 14 months on $10,000
Requirements
Product: Interest is compounded and credited monthly on a 365/365 day basis. Substantial penalty for early withdrawal.
Offer: New money only
3.59% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.61%APY$1,524 over 48 months on $10,000
Requirements
Product: Dividends are based on the average daily balance method, compounded daily and credited monthly. Dividends can be withdrawn each month without penalty.
Offer: Early withdrawal penalty: 365 days.
3.55% interest rate · Compounded daily · Effective Aug 25, 2026
Rate checked
More details - 3.60%APY$391 over 13 months on $10,000
Requirements
Product: Annual percentage yields assume interest remains on deposit. A penalty will be imposed for early withdrawals before maturity.
Offer: CD Special. Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.
3.54% interest rate · Effective Sep 24, 2026
Rate checked
More details - TruGrocer Federal Credit UnionMoney Market Share CertificateCD · 6 months · $10,000 min
Credit union · 1 branch
3.56%APY$176 over 6 months on $10,000Requirements
Product: Dividends compounded monthly. Early withdrawal penalty applies if principal is withdrawn prior to maturity. Minimum balance of $10,000 with terms up to 60 months.
3.50% interest rate · Compounded monthly
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Maine
685 CDs at 72 banks and credit unions · checked Oct 16–22
- Typical
- 3.25%
- Top 10% from
- 4.04%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.56%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches