Credit union · NCUA insured
KSW Federal Credit Union CD Rates
KSW Federal Credit Union’s best CD rate is 3.82% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How KSW Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Augusta, ME, where KSW Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
KSW Federal Credit Union
3.82%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $382
Share Certificates
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Winthrop Area Federal Credit Union
4.28%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,331
KSW Federal Credit Union CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.67%
- 31–60 months31–60 mo3.56%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where KSW Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.82%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.56% | $176 |
| 12 months | 3.82% | $382 |
| 24 months | 3.67% | $747 |
| 36 months | 3.56% | $1,106 |
| 48 months | 3.30% | $1,387 |
| 60 months | 3.04% | $1,615 |
Sources (1)
- kswfcu.org/products/investment-rates · captured Oct 3, 2026
Who can join KSW Federal Credit Union
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