Credit union · NCUA insured
Connected Credit Union CD Rates
Connected Credit Union’s best CD rate is 3.61% APY on a 4-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Connected Credit Union’s CD rates compare
Compared with banks and credit unions near Augusta, ME, where Connected Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Connected Credit Union
3.61%APY
- Term
- 48 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $1,524
Share Certificates
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Winthrop Area Federal Credit Union
4.28%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,331
Connected Credit Union CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.45%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.61%
- QualifiedQualified3.61%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Connected Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.61%APY · 9 terms
Dividends are based on the average daily balance method, compounded daily and credited monthly. Dividends can be withdrawn each month without penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty: 90 days | 3.30% | $164 |
| 12 monthsEarly withdrawal penalty: 180 days | 3.45% | $345 |
| 15 monthsEarly withdrawal penalty: 180 days | 3.45% | $433 |
| 18 monthsEarly withdrawal penalty: 180 days | 3.45% | $522 |
| 24 monthsEarly withdrawal penalty: 180 days | 3.50% | $712 |
| 30 monthsEarly withdrawal penalty: 365 days | 3.50% | $898 |
| 36 monthsEarly withdrawal penalty: 365 days | 3.56% | $1,106 |
| 48 monthsEarly withdrawal penalty: 365 days | 3.61% | $1,524 |
| 60 monthsEarly withdrawal penalty: 365 days | 3.61% | $1,940 |
Sources (2)
All captured Sep 19, 2026
Super Saver Share Certificates
Up to 2.02%APY · 4 terms
Dividends are based on the average daily balance method, compounded daily and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty: 90 days | 1.51% | $75 |
| 12 monthsEarly withdrawal penalty: 180 days | 2.02% | $202 |
| 24 monthsEarly withdrawal penalty: 180 days | 2.02% | $408 |
| 36 monthsEarly withdrawal penalty: 365 days | 2.02% | $618 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Certificates
Up to 3.61%APY · 9 terms
Dividends are based on the average daily balance method, compounded daily and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty: 90 days | 3.30% | $164 |
| 12 monthsEarly withdrawal penalty: 180 days | 3.45% | $345 |
| 15 monthsEarly withdrawal penalty: 180 days | 3.45% | $433 |
| 18 monthsEarly withdrawal penalty: 180 days | 3.45% | $522 |
| 24 monthsEarly withdrawal penalty: 180 days | 3.50% | $712 |
| 30 monthsEarly withdrawal penalty: 365 days | 3.50% | $898 |
| 36 monthsEarly withdrawal penalty: 365 days | 3.56% | $1,106 |
| 48 monthsEarly withdrawal penalty: 365 days | 3.61% | $1,524 |
| 60 monthsEarly withdrawal penalty: 365 days | 3.61% | $1,940 |
Sources (3)
- connectedcreditunion.org/share-certificates
- connectedcreditunion.org/ira-accounts
- connectedcreditunion.org/current-rates
All captured Sep 19, 2026
Who can join Connected Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all those living or working in Kennebec, Somerset, Lincoln, and Waldo Counties.
Cost to join
- Opening an account requires creating a savings account with a minimum opening balance.
Membership information collected October 4, 2026.