Bank · FDIC insured
Skowhegan Savings Bank CD Rates
Skowhegan Savings Bank’s best CD rate is 3.60% APY on a 13-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Skowhegan Savings Bank’s CD rates compare
Compared with banks and credit unions near Portland, ME, where Skowhegan Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Skowhegan Savings Bank
3.60%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $391
Certificate of Deposit (CD)
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Skowhegan Savings Bank CD score
70
CD score
Higher than 26% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo0.30%
- 31–60 months31–60 mo0.50%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Skowhegan Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 3.60%APY · 9 terms
Annual percentage yields assume interest remains on deposit. A penalty will be imposed for early withdrawals before maturity.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $1,500 and up | APY · $2,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 months91 Day CD. Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | — | — | — | 0.10% | 0.10% | $2 |
| 5 monthsCD Special. Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | — | — | 3.40% | — | 3.40% | $140 |
| 6 monthsAnnual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | — | — | 0.15% | — | 0.15% | $7 |
| 7 monthsCD Special. Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | — | 3.50% | — | — | 3.50% | $203 |
| 12 monthsAnnual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | 0.20% | — | — | — | 0.20% | $20 |
| 13 monthsCD Special. Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | 3.60% | — | — | — | 3.60% | $391 |
| 24 monthsAnnual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | 0.30% | — | — | — | 0.30% | $60 |
| 36 monthsAnnual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | 0.35% | — | — | — | 0.35% | $105 |
| 60 monthsAnnual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | 0.50% | — | — | — | 0.50% | $253 |
Sources (2)
All captured Oct 3, 2026
Special-purpose accounts
Individual Retirement Account (IRA) CD
Up to 3.15%APY · 5 terms
Available as Traditional, Roth, or SEP IRA. Requires earned income for the tax year contributing (Traditional/Roth) or business ownership (SEP). Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1 month30 Day IRA. Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | 0.10% | — | 0.10% | $1 |
| 7 months7 Month IRA Special. Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | — | 3.15% | 3.15% | $183 |
| 24 monthsAnnual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | 0.30% | — | 0.30% | $60 |
| 36 monthsAnnual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | 0.35% | — | 0.35% | $105 |
| 60 monthsAnnual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity | 0.50% | — | 0.50% | $253 |
Sources (2)
All captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.