Bank · FDIC insured
Partners Bank CD Rates
Partners Bank’s best CD rate is 0.30% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Partners Bank’s CD rates compare
Compared with banks and credit unions near Portland, ME, where Partners Bank has the most branches. $10,000, best rate first.
This bank’s best
Partners Bank
3.75%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $568
Relationship Bundle Specials CD
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Partners Bank CD score
60
CD score
Higher than 3% of U.S. banks and credit unions
- 3–8 months3–8 mo0.10%
- 9–15 months9–15 mo0.30%
- 16–30 months16–30 mo0.35%
- 31–60 months31–60 mo0.40%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Partners Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Relationship Bundle Specials CD
Up to 3.75%APY · 2 terms
Retail CD Specials / Relationship Bundle Specials. All Relationship Bundle rates must meet eligibility requirements, contact any branch for details. REL 8 Month CD & IRA Special will renew as a 6 Month REL CD or IRA. REL 18 Month Bump Up CD allows the customer to increase their rate one time during the term if we increase our published rate; customer must request it. All CDs may be subject to an early withdrawal penalty. Daily balance method. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 8 monthsRelationship Bundle Special. Renews as a 6 Month REL CD or IRA. All Relationship Bundle rates must meet eligibility requirements. Daily balance. Early withdrawal penalty may apply | 3.25% | $216 |
| 18 monthsRelationship Bundle Special. Allows customer to increase rate one time during term if published rate increases; must request it. All Relationship Bundle rates must meet eligibility requirements. Daily balance. Early withdrawal penalty may apply | 3.75% | $568 |
Sources (1)
- partners.bank/rates · captured Oct 22, 2026
Partners Bank CDs
Up to 0.45%APY · 9 terms
A penalty may be imposed for early withdrawal. After the account is opened, deposits into or withdrawals of principal are not allowed until maturity; withdrawal of interest is allowed. Automatic renewal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownStandard rate. 91-Day term. Early withdrawal penalty may be imposed | 0.05% | $0 |
| 6 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 6-Month term. Early withdrawal penalty may be imposed | 0.20% | $10 |
| 6 monthsStandard rate. 6-Month term. Early withdrawal penalty may be imposed | 0.10% | $5 |
| 9 monthsStandard rate. 9-Month term. Early withdrawal penalty may be imposed | 0.20% | $15 |
| 12 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 1-Year (12-Month) term. Early withdrawal penalty may be imposed | 0.35% | $35 |
| 12 monthsStandard rate. 1-Year (12-Month) term. Early withdrawal penalty may be imposed | 0.30% | $30 |
| 24 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 2-Year (24-Month) term. Early withdrawal penalty may be imposed | 0.40% | $80 |
| 24 monthsStandard rate. 2-Year (24-Month) term. Early withdrawal penalty may be imposed | 0.35% | $70 |
| 30 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 2 1/2-Year (30-Month) term. Early withdrawal penalty may be imposed | 0.40% | $100 |
| 30 monthsStandard rate. 2 1/2-Year (30-Month) term. Early withdrawal penalty may be imposed | 0.35% | $88 |
| 36 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 3-Year (36-Month) term. Early withdrawal penalty may be imposed | 0.40% | $120 |
| 36 monthsStandard rate. 3-Year (36-Month) term. Early withdrawal penalty may be imposed | 0.35% | $105 |
| 48 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 4-Year (48-Month) term. Early withdrawal penalty may be imposed | 0.45% | $181 |
| 48 monthsStandard rate. 4-Year (48-Month) term. Early withdrawal penalty may be imposed | 0.40% | $161 |
| 60 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 5-Year (60-Month) term. Early withdrawal penalty may be imposed | 0.45% | $227 |
| 60 monthsStandard rate. 5-Year (60-Month) term. Early withdrawal penalty may be imposed | 0.40% | $202 |
1-Year eCD
0.30%APY · 1 term
Online only. Penalty may be imposed for early withdrawal. Not available as an IRA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsOnline only standard rate. Early withdrawal penalty may be imposed | 0.30% | $30 |
Sources (1)
- partners.bank/rates · captured Sep 19, 2026
The Partners Bump-up CD
0.30%APY · 1 term
Allows a one-time rate adjustment during the term to a higher Partners posted CD rate of the same term for the remainder of the term. Must request bump-up; limit of one rate increase per term. Penalty may be assessed for early withdrawal. Not available to IRAs. Daily balance method.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsStandard rate. 1 1/2-Year term. Early withdrawal penalty may be imposed. One-time bump-up option. Daily balance method | 0.30% | $45 |
No Penalty CD
Up to 0.25%APY · 1 term
A withdrawal made in the first 6 days of your new 7 month no-penalty CD is subject to an early withdrawal penalty of seven days interest on the amount withdrawn. Not available as an IRA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. Early withdrawal penalty of 7 days interest if withdrawn within the first 6 days | 0.25% | $15 |
| 7 monthsStandard rate. Early withdrawal penalty of 7 days interest if withdrawn within the first 6 days | 0.20% | $12 |
Special-purpose accounts
Partners Bank IRA CDs
Up to 3.50%APY · 11 terms
All CDs are available as IRAs, with the exception of the 7-Month No Penalty CD, online only 1-Year eCD, and Bump-Up CD. Early withdrawal penalty may be imposed. Daily balance method.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownStandard rate. 91-Day term. Early withdrawal penalty may be imposed | 0.05% | $0 |
| 5 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 5-Month term. Renews as a Relationship 5-Month IRA. Early withdrawal penalty may be imposed | 3.50% | $144 |
| 6 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 6-Month term. Early withdrawal penalty may be imposed | 0.20% | $10 |
| 6 monthsStandard rate. 6-Month term. Early withdrawal penalty may be imposed | 0.10% | $5 |
| 9 monthsStandard rate. 9-Month term. Early withdrawal penalty may be imposed | 0.20% | $15 |
| 12 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 1-Year (12-Month) term. Early withdrawal penalty may be imposed | 0.35% | $35 |
| 12 monthsStandard rate. 1-Year (12-Month) term. Early withdrawal penalty may be imposed | 0.30% | $30 |
| 13 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 13-Month term. Renews as a Relationship 12-Month IRA. Early withdrawal penalty may be imposed | 3.25% | $353 |
| 24 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 2-Year (24-Month) term. Early withdrawal penalty may be imposed | 0.40% | $80 |
| 24 monthsStandard rate. 2-Year (24-Month) term. Early withdrawal penalty may be imposed | 0.35% | $70 |
| 30 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 2 1/2-Year (30-Month) term. Early withdrawal penalty may be imposed | 0.40% | $100 |
| 30 monthsStandard rate. 2 1/2-Year (30-Month) term. Early withdrawal penalty may be imposed | 0.35% | $88 |
| 36 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 3-Year (36-Month) term. Early withdrawal penalty may be imposed | 0.40% | $120 |
| 36 monthsStandard rate. 3-Year (36-Month) term. Early withdrawal penalty may be imposed | 0.35% | $105 |
| 48 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 4-Year (48-Month) term. Early withdrawal penalty may be imposed | 0.45% | $181 |
| 48 monthsStandard rate. 4-Year (48-Month) term. Early withdrawal penalty may be imposed | 0.40% | $161 |
| 60 monthsRelationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 5-Year (60-Month) term. Early withdrawal penalty may be imposed | 0.45% | $227 |
| 60 monthsStandard rate. 5-Year (60-Month) term. Early withdrawal penalty may be imposed | 0.40% | $202 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.