Credit union · NCUA insured
Casco Federal Credit Union CD Rates
Top CarrotCasco Federal Credit Union’s best CD rate is 3.82% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Casco Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Portland, ME, where Casco Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Casco Federal Credit Union
3.82%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $382
Certificates
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Casco Federal Credit Union CD score
82
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo3.71%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.51%
- 31–60 months31–60 mo3.51%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Casco Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.82%APY · 7 terms
Dividends compound and credit monthly. Fixed rate. Automatic renewal. Additional deposits not allowed after opening. Penalty for early withdrawal is 365 days of dividends. Average daily balance method used.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.71% | $184 |
| 12 months | 3.82% | $382 |
| 18 months | 3.51% | $531 |
| 24 months | 3.51% | $714 |
| 36 months | 3.35% | $1,039 |
| 48 months | 3.40% | $1,431 |
| 60 months | 3.51% | $1,883 |
Sources (1)
- cascofcu.com/about-us/rates · captured Sep 19, 2026
Special-purpose accounts
IRA Certificates
Up to 3.82%APY · 6 terms
Dividends compound and credit monthly. Fixed rate. Automatic renewal. Additional deposits not allowed after opening. Penalty for early withdrawal is 365 days of dividends. Average daily balance method used.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.82% | $382 |
| 18 months | 3.51% | $531 |
| 24 months | 3.51% | $714 |
| 36 months | 3.35% | $1,039 |
| 48 months | 3.40% | $1,431 |
| 60 months | 3.51% | $1,883 |
Sources (1)
- cascofcu.com/about-us/rates · captured Sep 19, 2026
Who can join Casco Federal Credit Union
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