Bank · FDIC insured
Skowhegan Savings Bank
A $855M bank headquartered in Skowhegan, ME, with 12 branches in Maine. Best rates: CDs 3.60% and savings 0.04% APY.
Skowhegan Savings Bank Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#31 of 39 in Portland, ME metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Skowhegan Savings Bank
Skowhegan Savings Bank has served Maine communities since 1869, operating branches and ATMs across the state.
- Headquarters
- 13 Elm St, Skowhegan, ME 04976
- FDIC certificate
- 19532 ↗
Branches
12 branches in Maine
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Maine
12 branches
Skowhegan area · 1
- Skowhegan Savings BankMain office13 Elm St, Skowhegan, ME 04976Directions
Augusta area · 1
- Augusta Branch450 Civic Center Dr, Augusta, ME 04330Directions
Bingham area · 1
- Bingham Branch284 Main St, Bingham, ME 04920Directions
Bangor area · 1
- Dexter Branch81 Church St, Dexter, ME 04930Directions
Fairfield area · 1
- Fairfield Branch92 Main St, Fairfield, ME 04937Directions
Farmington area · 1
- Farmington Branch255 Wilton Rd, Farmington, ME 04938Directions
Jackman area · 1
- Jackman Branch613 Main St, Jackman, ME 04945Directions
Kingfield area · 1
- Kingfield Branch7 Depot St, Kingfield, ME 04947Directions
Madison area · 1
- Madison Branch188 Main St, Madison, ME 04950Directions
Norridgewock area · 1
- Norridgewock Branch9 Main St, Norridgewock, ME 04957Directions
Portland area · 1
- Portland Branch287 Marginal Way, Portland, ME 04101Directions
Rangeley area · 1
- Rangeley Branch2484 Main St, Rangeley, ME 04970Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.81% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.42% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.58% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $86 | $81 | — |
- CapitalLeverage ratio15.81%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.42%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.58%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$86Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Skowhegan Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.