Credit union · NCUA insured
Coast Line Credit Union CD Rates
Top CarrotCoast Line Credit Union’s best CD rate is 3.70% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Coast Line Credit Union’s CD rates compare
Compared with banks and credit unions near Portland, ME, where Coast Line Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Coast Line Credit Union
3.70%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $183
Certificate Accounts
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Coast Line Credit Union CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
- 3–8 months3–8 mo3.70%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo3.45%
- 31–60 months31–60 mo3.35%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coast Line Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 3.70%APY · 8 terms
Membership and eligibility required. $2,000 minimum deposit. Fixed, guaranteed rate locked for term of certificate. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed dividend rate 3.639% | 3.70% | $183 |
| 12 monthsFixed dividend rate 3.590% | 3.65% | $365 |
| 24 monthsFixed dividend rate 3.008% | 3.05% | $619 |
| 25 monthsFixed dividend rate 3.397% | 3.45% | $732 |
| 36 monthsFixed dividend rate 3.057% | 3.10% | $959 |
| 45 monthsFixed dividend rate 3.300% | 3.35% | $1,315 |
| 48 monthsFixed dividend rate 3.105% | 3.15% | $1,321 |
| 60 monthsFixed dividend rate 3.203% | 3.25% | $1,734 |
Special-purpose accounts
IRA Certificates
Up to 3.70%APY · 6 terms
Traditional, Roth, Coverdell (Education), and SEP IRA options. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed dividend rate 3.639% | 3.70% | $183 |
| 12 monthsFixed dividend rate 3.590% | 3.65% | $365 |
| 24 monthsFixed dividend rate 3.397% | 3.45% | $702 |
| 36 monthsFixed dividend rate 3.057% | 3.10% | $959 |
| 48 monthsFixed dividend rate 3.300% | 3.35% | $1,409 |
| 60 monthsFixed dividend rate 3.203% | 3.25% | $1,734 |
Who can join Coast Line Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses located in the Counties of Cumberland, Sagadahoc, or York in Maine are eligible for membership.
- Persons who live, work, worship, or attend school in the Counties of Cumberland, Sagadahoc, or York in Maine are eligible for membership.
Employers and groups
- Employees of Boston and Maine Railroad Company, its subsidiaries, affiliates, or associates are eligible for membership.
- Employees of Maine Central Railroad, its subsidiaries, affiliates, or associates are eligible for membership.
- Employees of Springfield Terminal Railway Company, its subsidiaries, affiliates, or associates are eligible for membership.
Family and household
- Spouses, children, siblings, parents, grandparents, and grandchildren (including step and adoptive relationships), and persons living in the same residence maintaining a single economic unit with persons within the field of membership are eligible to join.
Cost to join
- A minimum share savings account deposit of $5.00 is required to establish credit union membership.
Membership information collected October 4, 2026.