Bank · FDIC insured
Androscoggin Bank CD Rates
Androscoggin Bank’s best CD rate is 3.75% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Androscoggin Bank’s CD rates compare
Compared with banks and credit unions near Lewiston, ME, where Androscoggin Bank has the most branches. $10,000, best rate first.
This bank’s best
Androscoggin Bank
3.75%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $375
Certificates of Deposit
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Dirigo Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Androscoggin Bank CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
By term
- 3–8 months3–8 mo3.51%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo2.00%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Androscoggin Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.75%APY · 9 terms
| Term | APY · $500 and up | APY · $500 – $25,000 | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsNot available for IRAs. Assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | 2.25% | — | — | 2.25% | $56 |
| 6 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | 3.51% | — | — | 3.51% | $174 |
| 9 monthsTier 1 $500 - $24,999.99. Assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | — | 3.00% | — | 3.00% | $224 |
| 9 monthsTier 2 $25,000 Plus. Assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | — | — | 3.00% | —3.00% from $25k | — |
| 12 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | 3.75% | — | — | 3.75% | $375 |
| 18 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | 2.00% | — | — | 2.00% | $301 |
| 24 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | 2.00% | — | — | 2.00% | $404 |
| 36 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | 2.00% | — | — | 2.00% | $612 |
| 48 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | 2.00% | — | — | 2.00% | $824 |
| 60 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | 2.00% | — | — | 2.00% | $1,041 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 4.64%APY · 8 terms
| Term | APY · Any balance | APY · $500 and up | APY · $500 – $25,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | — | 3.51% | — | 3.51% | $174 |
| 9 monthsTier 1 $500 - $24,999.99. Assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | — | — | 3.00% | 3.00% | $224 |
| 9 monthsTier 2 $25,000 Plus. Assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | 3.00% | — | — | 3.00% | $224 |
| 12 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | — | 3.75% | — | 3.75% | $375 |
| 18 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | — | 2.00% | — | 2.00% | $301 |
| 18 monthsVariable rate. Only available as an IRA. Assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | — | 4.64% | — | 4.64% | $704 |
| 24 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | — | 2.00% | — | 2.00% | $404 |
| 36 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | — | 2.00% | — | 2.00% | $612 |
| 48 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | — | 2.00% | — | 2.00% | $824 |
| 60 monthsAssumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings | — | 2.00% | — | 2.00% | $1,041 |
Sources (1)
- androscogginbank.com/rates · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.