Bank · FDIC insured
KeyBank CD Rates
KeyBank’s best CD rate is 3.75% APY on a 1-year CD, with extra requirements. Rates checked September 26, 2026.
How KeyBank’s CD rates compare
Compared with banks and credit unions near Seattle, WA, where KeyBank has the most branches. $10,000, best rate first.
This bank’s best
KeyBank
3.75%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000
- $375
Key Tiered CD With Relationship Rewards
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Key Jumbo CD with Relationship Rewards
3.75%APY · 1 term
Take advantage of higher interest rates with Relationship Rewards when available when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPromotional Rate accurate as of September 26, 2026, 12-month Jumbo CD with Relationship Rewards up to $499,999.99. Minimum opening deposit $100,000. Compounded daily. Early withdrawal penalties may apply | 3.75% | $375 |
Sources (1)
- key.com/personal/cd/jumbo-cds.html · captured Sep 26, 2026
Key Tiered CD With Relationship Rewards
3.75%APY · 1 term
Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPromotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply | 3.75% | $375 |
Sources (1)
- key.com/personal/cd/tiered-cd-rates.html · captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.