Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Louisiana
- Credit Human Federal Credit UnionLiquid Share CertificateCD · 12 months · $5,000 min
Credit union · 6 branches
3.64%APY$364 over 1 year on $10,000Requirements
Product: Fixed 1-year term with $5,000 minimum deposit. Unlimited deposits allowed during the term. Two no-penalty withdrawals allowed during the term as long as minimum balance of $5,000 is maintained. Beyond two allowed withdrawals, early withdrawal penalty applies. Dividends paid monthly and calculated using daily balance method. Automatic renewal at maturity. Membership eligibility required.
Offer: Unlimited deposits and 2 penalty-free withdrawals during the 1-year term provided balance stays at or above $5,000.
3.58% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.60%APY$178 over 6 months on $10,000
Requirements
Product: Available in terms ranging from 30 days to several years. Penalty may be imposed for early withdrawal.
Offer: A penalty of 30 days accrued interest on the amount withdrawn will be charged for early withdrawal.
Effective Nov 24, 2025
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More details - 3.58%APY$177 over 6 months on $10,000
Requirements
Product: Fixed rate of return. Dividends are paid on the first day of each calendar month. A penalty may be imposed for early withdrawal.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.56%APY$356 over 1 year on $10,000
Requirements
Product: Available for investors with $1,000.00 or more. Terms available from six months to three years. Rates subject to change at any time and are not guaranteed.
3.50% interest rate
Rate checked
More details - CenLA Federal Credit UnionShare Certificate AccountCD · 12 months · $1,000 min
Credit union · 2 branches
3.56%APY$356 over 1 year on $10,0003.50% interest rate
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More details - 3.56%APY$356 over 1 year on $10,000
Requirements
Product: Minimum balance $1,000. Early withdrawal penalty may be imposed.
3.50% interest rate
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More details - 3.55%APY$206 over 7 months on $10,000intro rate
Requirements
Product: A penalty will be imposed for early withdrawal. Fees could reduce earnings.
Promotional rate · 3.49% interest rate · Effective Apr 3, 2026
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More details - 3.55%APY$723 over 24 months on $10,000
Requirements
Product: Earnings compounded monthly. Penalty for early withdrawal. $500 minimum deposit to open most Certificates. No setup or maintenance fees.
Offer: Dividends paid monthly. Penalty for early withdrawal.
3.49% interest rate · Compounded monthly
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More details - Fleur De Lis FCUShare CertificatesCD · 12 months · $500 min · 3.40%–3.61% by balance
Credit union · 2 branches
3.51%APY$351 over 1 year on $10,000Requirements
Product: A $500 deposit is required to open a Share Certificate. Membership restrictions apply.
3.35% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 3.40% $10,000 and upYour amount 3.51% $50,000 and up 3.61% Rate checked
More details - La Capitol Federal Credit Union6 Month Share CertificateCD · 6 months · $2,500 min
Credit union · 15 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Fixed APY. Dividends compounded and credited monthly. Substantial penalty for early withdrawal. Effective date 10/09/2026.
Offer: APY 3.50%. Effective date 10/09/2026.
Effective Oct 9, 2026
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More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: No monthly service fee, but early withdrawal penalties apply. Dividends compounded and credited monthly. Funds automatically roll over into a new certificate account with the same term upon maturity unless notified otherwise.
Offer: Dividends compounded and credited monthly. Penalty for early withdrawal.
3.45% interest rate · Effective Oct 1, 2026
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More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Early withdrawals subject to penalty. Terms from 6 months to 3 years available.
Offer: Minimum to earn dividends is $2,500.
3.50% interest rate · Effective May 1, 2026
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More details - 3.50%APY$380 over 13 months on $10,000intro rate
Promotional rate · 3.45% interest rate
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More details - 3.45%APY
Requirements
Product: Fixed terms from 90 days to 7 years. Online opening available for Louisiana residents for 6-, 12-, 24-, 36-, 48-, and 60-month terms (limited to $50,000.00 max). All terms available in-branch with no maximum deposit limit. Early withdrawal penalty applies.
Offer: Featured Certificate of Deposit rate. Minimum deposit of $2,000 required to open and earn stated APY. Offer only valid for CDs opened in Louisiana branches (or online with restrictions). Interest on CDs longer than 12 months must be paid out at least annually.
3.45% interest rate · Effective Sep 28, 2026
Rate checked
More details - Alive Credit UnionCertificates of Deposit - Pulse CertificateCD · 24 months · $100 min
Credit union · 1 branch
3.44%APY$700 over 24 months on $10,000Requirements
Product: Open with as little as $100. Make unlimited deposits throughout the term. Certificate automatically renews at rate available at that time. Penalty for early withdrawal.
Offer: Dividends paid monthly. Minimum $100 opening deposit. Unlimited add-on deposits allowed until maturity with no maximum. Automatically renews at rate available at that time. Penalty for early withdrawal.
3.39% interest rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Louisiana
701 CDs at 98 banks and credit unions · checked Oct 16–22
- Typical
- 3.30%
- Top 10% from
- 4.05%
- Banks, typical
- 2.02%
- Credit unions, typical
- 3.56%
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Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches