Bank · FDIC insured
Fifth District Savings Bank CD Rates
Fifth District Savings Bank’s best CD rate is 3.55% APY on a 7-month CD, with extra requirements. Terms run from 3 months to 7 years. Rates checked October 16, 2026.
How Fifth District Savings Bank’s CD rates compare
Compared with banks and credit unions near New Orleans, LA, where Fifth District Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Fifth District Savings Bank
3.55%APY
- Term
- 7 months
- Requires
- Conditions apply
- Minimum
- $1,000
- Earns on $10,000
- $206
Certificate Accounts
Top rate
IRFCU
4.58%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $226
2nd-highest rate
New Orleans Firemen's Federal Credit Union
4.50%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $920
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 3.55%APY · 12 terms
A penalty will be imposed for early withdrawal. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.50% | $86 |
| 6 months | 3.50% | $173 |
| 7 months | 3.55% | $206 |
| 9 months | 3.45% | $258 |
| 12 months | 3.35% | $335 |
| 12 months1 Year Step | 2.90% | $290 |
| 18 months | 3.00% | $453 |
| 24 months2 Year Step | 2.50% | $506 |
| 30 months | 2.25% | $572 |
| 36 months | 2.00% | $612 |
| 48 months | 2.00% | $824 |
| 60 months | 2.00% | $1,041 |
| 84 months | 2.00% | $1,487 |
Sources (1)
- fifthdistrict.com/services/our-rates · captured Sep 18, 2026
Special-purpose accounts
IRA Accounts
Up to 3.55%APY · 12 terms
A penalty will be imposed for early withdrawal. Fees could reduce earnings.
| Term | APY · $25 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 3.50% | 3.50% | $86 |
| 6 months | — | 3.50% | 3.50% | $173 |
| 7 months | — | 3.55% | 3.55% | $206 |
| 9 months | — | 3.45% | 3.45% | $258 |
| 12 months | — | 3.35% | 3.35% | $335 |
| 12 months1 Year Step | — | 2.90% | 2.90% | $290 |
| 18 months1 1/2 Yr-FIX | 3.00% | — | 3.00% | $453 |
| 18 months1 1/2 Yr-VAR | 3.50% | — | 3.50% | $530 |
| 24 months2 Year Step | — | 2.50% | 2.50% | $506 |
| 30 months | — | 2.25% | 2.25% | $572 |
| 36 months | — | 2.00% | 2.00% | $612 |
| 48 months | — | 2.00% | 2.00% | $824 |
| 60 months | — | 2.00% | 2.00% | $1,041 |
| 84 months | — | 2.00% | 2.00% | $1,487 |
Sources (1)
- fifthdistrict.com/services/our-rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.