Bank · FDIC insured
Gulf Coast Bank & Trust CD Rates
Gulf Coast Bank & Trust’s best CD rate is 3.45% APY on a 1-year CD. Rates checked October 5, 2026.
How Gulf Coast Bank & Trust’s CD rates compare
Compared with banks and credit unions near New Orleans, LA, where Gulf Coast Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Gulf Coast Bank & Trust
3.45%APY
- Term
- 12–17 months
- Minimum
- $2,000
- Earns on $10,000
- —
Certificates of Deposit
Top rate
IRFCU
4.58%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $226
2nd-highest rate
New Orleans Firemen's Federal Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $920
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
3.45%APY · 1 term
Fixed terms from 90 days to 7 years. Online opening available for Louisiana residents for 6-, 12-, 24-, 36-, 48-, and 60-month terms (limited to $50,000.00 max). All terms available in-branch with no maximum deposit limit. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12–17 monthsFeatured Certificate of Deposit rate. Minimum deposit of $2,000 required to open and earn stated APY. Offer only valid for CDs opened in Louisiana branches (or online with restrictions). Interest on CDs longer than 12 months must be paid out at least annually | 3.45% | $345 |
Sources (1)
- gulfbank.com/certificates-deposit-cd · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.