Credit union · NCUA insured
River Region FCU
A $42.4M credit union headquartered in Lutcher, LA, with 2,470 members and 1 branch in Louisiana. Best rates: CDs 3.56% and savings 0.15% APY.
River Region FCU Carrot Score
71
Carrot Score
Higher than 28% of U.S. banks and credit unions
#20 of 31 in New Orleans, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About River Region FCU
River Region Federal Credit Union is headquartered in Lutcher, Louisiana.
- Headquarters
- 1625 Lutcher Ave, Lutcher, LA 70071
- NCUA charter
- 13763
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of affiliated businesses are eligible to join.
Family and household
- Immediate family members (spouse, parents, children and their spouses, grandchildren, brothers and sisters, and their spouses) of a primary member who is an employee of an affiliated business and opens an account are eligible to join.
Branches
1 branch in Louisiana
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Louisiana
1 branch
- River Region Federal Credit UnionMain office1625 Lutcher Ave, Lutcher, LA 70071Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.63% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.38% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.48% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $27 | $59 | — |
- CapitalNet worth ratio19.63%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.38%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.48%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$27Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of River Region FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.