Credit union · NCUA insured
River Region FCU CD Rates
River Region FCU’s best CD rate is 3.56% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How River Region FCU’s CD rates compare
Compared with banks and credit unions near New Orleans, LA, where River Region FCU has the most branches. $10,000, best rate first.
This credit union’s best
River Region FCU
3.56%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $356
Share Certificates
Top rate
IRFCU
4.58%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $226
2nd-highest rate
New Orleans Firemen's Federal Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $920
River Region FCU CD score
75
CD score
Higher than 40% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo3.56%
- 31–60 months31–60 mo3.05%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where River Region FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.56%APY · 5 terms
Available for investors with $1,000.00 or more. Terms available from six months to three years. Rates subject to change at any time and are not guaranteed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.30% | $164 |
| 12 months | 3.56% | $356 |
| 18 months | 3.36% | $507 |
| 24 months | 3.56% | $725 |
| 36 months | 3.05% | $942 |
Sources (2)
All captured Sep 18, 2026
Who can join River Region FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of affiliated businesses are eligible to join.
Family and household
- Immediate family members (spouse, parents, children and their spouses, grandchildren, brothers and sisters, and their spouses) of a primary member who is an employee of an affiliated business and opens an account are eligible to join.
Membership information collected October 5, 2026.