Credit union · NCUA insured
Alive Credit Union CD Rates
Alive Credit Union’s best CD rate is 4.00% APY on a 13-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Alive Credit Union’s CD rates compare
Compared with banks and credit unions near Jacksonville, FL, where Alive Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Alive Credit Union
4.00%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $434
Certificates of Deposit - Special Offers
Top rate
RadiFi Credit Union
4.91%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $366
2nd-highest rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $347
Alive Credit Union CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo2.45%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.55%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alive Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit - Special Offers
Up to 4.00%APY · 2 terms
Special Certificate of Deposit automatically renews to a 12-month CD with rates and terms effective as advertised on renewal date. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsDividends paid monthly. Automatically renews to a 12-month CD with rates and terms effective as advertised on renewal date. Penalty for early withdrawal | 3.90% | $291 |
| 13 monthsDividends paid monthly. Automatically renews to a 12-month CD with rates and terms effective as advertised on renewal date. Penalty for early withdrawal | 4.00% | $434 |
Sources (1)
- alivecu.coop/services-tools/tools/rates.html · captured Oct 5, 2026
Certificates of Deposit (CDs)
Up to 3.55%APY · 8 terms
Earnings compounded monthly. Penalty for early withdrawal. $500 minimum deposit to open most Certificates. No setup or maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid monthly. Penalty for early withdrawal | 2.45% | $122 |
| 12 monthsDividends paid monthly. Penalty for early withdrawal | 3.40% | $340 |
| 18 monthsDividends paid monthly. Penalty for early withdrawal | 3.50% | $530 |
| 24 monthsDividends paid monthly. Penalty for early withdrawal | 3.55% | $723 |
| 30 monthsDividends paid monthly. Penalty for early withdrawal | 3.55% | $911 |
| 36 monthsDividends paid monthly. Penalty for early withdrawal | 3.55% | $1,103 |
| 48 monthsDividends paid monthly. Penalty for early withdrawal | 3.45% | $1,453 |
| 60 monthsDividends paid monthly. Penalty for early withdrawal | 3.50% | $1,877 |
Sources (3)
- alivecu.coop/personal/personal-savings
- alivecu.coop/personal/personal…ates-of-deposit-cds.html
- alivecu.coop/services-tools/tools/rates.html
All captured Oct 5, 2026
Certificates of Deposit - Pulse Certificate
Up to 3.44%APY · 3 terms
Open with as little as $100. Make unlimited deposits throughout the term. Certificate automatically renews at rate available at that time. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends paid monthly. Minimum $100 opening deposit. Unlimited add-on deposits allowed until maturity with no maximum. Automatically renews at rate available at that time. Penalty for early withdrawal | 3.30% | $330 |
| 18 monthsDividends paid monthly. Minimum $100 opening deposit. Unlimited add-on deposits allowed until maturity with no maximum. Automatically renews at rate available at that time. Penalty for early withdrawal | 3.40% | $514 |
| 24 monthsDividends paid monthly. Minimum $100 opening deposit. Unlimited add-on deposits allowed until maturity with no maximum. Automatically renews at rate available at that time. Penalty for early withdrawal | 3.44% | $700 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs) Certificates
Up to 3.55%APY · 8 terms
Traditional, Roth, and educational IRAs available. Penalty for early withdrawal. $25 annual maintenance fee. $25 termination fee (Rollovers, Transfers, Withdrawals).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid monthly. Penalty for early withdrawal | 2.45% | $122 |
| 12 monthsDividends paid monthly. Penalty for early withdrawal | 3.40% | $340 |
| 18 monthsDividends paid monthly. Penalty for early withdrawal | 3.50% | $530 |
| 24 monthsDividends paid monthly. Penalty for early withdrawal | 3.55% | $723 |
| 30 monthsDividends paid monthly. Penalty for early withdrawal | 3.55% | $911 |
| 36 monthsDividends paid monthly. Penalty for early withdrawal | 3.55% | $1,103 |
| 48 monthsDividends paid monthly. Penalty for early withdrawal | 3.45% | $1,453 |
| 60 monthsDividends paid monthly. Penalty for early withdrawal | 3.50% | $1,877 |
Sources (2)
All captured Oct 5, 2026
Who can join Alive Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or working in Duval, Clay, Nassau, Baker, or St. Johns Counties.
Employers and groups
- Membership is open to employees and affiliates of partner healthcare organizations and Florida Blue.
- Membership is open to employees and affiliates of select legal, real estate, retail, and corporate partner groups.
Military, government and schools
- Membership is open to employees and affiliates of specified City of Jacksonville departments, Florida state law enforcement/judiciary agencies, and regional law enforcement entities.
Family and household
- Membership is open to immediate family of those eligible for Alive Credit Union membership.
Membership information collected October 5, 2026.