Credit union · NCUA insured
CenLA Federal Credit Union
A $129.5M credit union headquartered in Alexandria, LA, with 9,378 members and 2 branches in Louisiana. Best rates: CDs 3.56% and savings 0.15% APY.
CenLA Federal Credit Union Carrot Score
74
Carrot Score
Higher than 37% of U.S. banks and credit unions
#6 of 14 in Alexandria, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CenLA Federal Credit Union
Founded in 1963 by Rapides Parish School system employees, CenLA Federal Credit Union originally provided financial services to school workers.
Headquartered in Central Louisiana, the credit union changed its name from Rapides School Employees Credit Union in 2004.
Today, the member-owned cooperative serves residents and school employees across Catahoula, Grant, LaSalle, Rapides, Vernon, and Winn Parishes.
- Headquarters
- 708 Jackson St, Alexandria, LA 71301
- NCUA charter
- 15602
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Catahoula, Grant, LaSalle, Rapides, and Winn Parishes.
Employers and groups
- Membership is open to employees of Union Tank Car.
Military, government and schools
- Membership is open to LA Special Education employees.
- Membership is open to school employees in Catahoula, Grant, LaSalle, Rapides, Winn, and Vernon Parishes.
Family and household
- Membership is open to family members of school employees in Catahoula, Grant, LaSalle, Rapides, Winn, and Vernon Parishes.
Branches
2 branches in Louisiana
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Louisiana
2 branches
- Coliseum Blvd6500 Coliseum Blvd, Alexandria, LA 71303Directions
- Pineville105 Griffith St, Pineville, LA 71360Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 21.71% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.09% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.66% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $40 | $76 | — |
- CapitalNet worth ratio21.71%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.09%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.66%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$40Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CenLA Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.