Credit union · NCUA insured
La Capitol Federal Credit Union
A $799.7M credit union headquartered in Baton Rouge, LA, with 51,987 members and 15 branches in Louisiana. Best rates: CDs 4.50% and savings 0.10% APY.
La Capitol Federal Credit Union Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#23 of 32 in Baton Rouge, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About La Capitol Federal Credit Union
- Headquarters
- 700 Main St, Baton Rouge, LA 70802-5501
- NCUA charter
- 14568
Branches
15 branches in Louisiana
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Louisiana
15 branches
Baton Rouge area · 4
- Main OfficeMain office700 Main St, Baton Rouge, LA 70802Directions
- Florida Blvd7142 Florida Blvd, Baton Rouge, LA 70806Directions
- ONeal Ofice2102 Oneal Ln, Baton Rouge, LA 70816Directions
- Siegen Lane8876 Siegen Ln, Baton Rouge, LA 70810Directions
Alexandria area · 2
- Alexandria1930 Gus Kaplan Dr, Alexandria, LA 71301Directions
- Pineville2981 Highway 28 E, Pineville, LA 71360Directions
New Orleans area · 2
- Westbank2044 Manhattan Blvd, Harvey, LA 70058Directions
- Metairie4725 Veterans Memorial Blvd, Metairie, LA 70006Directions
Monroe area · 2
- Monroe2600 Ferrand St, Monroe, LA 71201Directions
- Ulm4031 Northeast Dr, The University of LA at Monroe, Monroe, LA 71209Directions
Hammond area · 1
- Hammond1004 N Oak St, Hammond, LA 70401Directions
Houma area · 1
- Houma1421 Saint Charles St, Houma, LA 70360Directions
Natchitoches area · 1
- Natchitoches311 Keyser Ave, Natchitoches, LA 71457Directions
Oakdale area · 1
- Oakdale2040 Highway 165 S, Oakdale, LA 71463Directions
Ruston area · 1
- Ruston975 Tech Dr, Ruston, LA 71270Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.10% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.43% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.85% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $90 | $76 | — |
- CapitalNet worth ratio13.10%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.43%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.85%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$90Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of La Capitol Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.