Credit union · NCUA insured
CenLA Federal Credit Union CD Rates
CenLA Federal Credit Union’s best CD rate is 3.56% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How CenLA Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Alexandria, LA, where CenLA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CenLA Federal Credit Union
3.56%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $356
Share Certificate Account
Top rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
CenLA Federal Credit Union CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 3–8 months3–8 mo3.04%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo3.04%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CenLA Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate Account
Up to 3.56%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.04% | $151 |
| 12 months | 3.56% | $356 |
| 24 months | 3.04% | $617 |
Sources (1)
- cenlafcu.org/rates · captured Sep 18, 2026
Special-purpose accounts
IRA Certificate Account
Up to 3.04%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.79% | $279 |
| 36 months | 3.04% | $940 |
Sources (1)
- cenlafcu.org/rates · captured Sep 18, 2026
Who can join CenLA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Catahoula, Grant, LaSalle, Rapides, and Winn Parishes.
Employers and groups
- Membership is open to employees of Union Tank Car.
Military, government and schools
- Membership is open to LA Special Education employees.
- Membership is open to school employees in Catahoula, Grant, LaSalle, Rapides, Winn, and Vernon Parishes.
Family and household
- Membership is open to family members of school employees in Catahoula, Grant, LaSalle, Rapides, Winn, and Vernon Parishes.
Membership information collected October 5, 2026.