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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Idaho

  1. Top Carrot, Carrot Score 89
    Pioneer Federal Credit UnionTerm CertificateCD · 24 months · $500 min

    Credit union · 13 branches

    4.25%APY$868 over 24 months on $10,000
  2. Top Carrot, Carrot Score 93
    Westmark Credit UnionTerm CertificatesCD · 24 months · $500 min

    Credit union · 15 branches

    4.25%APY$868 over 24 months on $10,000
  3. Top Carrot, Carrot Score 89
    Mountain America Credit UnionBump CertificateCD · 24 months · $500 min

    Credit union · 12 branches

    4.24%APY$866 over 24 months on $10,000
  4. Idaho United Credit Union11 Month Promo CDCD · 11 months · $500 min

    Credit union · 2 branches

    4.23%APY$387 over 11 months on $10,000
  5. Top Carrot, Carrot Score 92
    Latah Credit UnionCertificates of Deposit (CDs)CD · 24 months · $500 min

    Credit union · 4 branches

    4.22%APY$861 over 24 months on $10,000
  6. Potlatch No 1 Financial Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · 20 branches

    4.20%APY$1,314 over 36 months on $10,000
  7. The Bank of CommerceCD PlusCD · 11 months · $500 min

    Bank · 16 branches

    4.10%APY$375 over 11 months on $10,000
  8. Clarity Credit UnionShare CertificatesCD · 12 months · $250 min · 4.10%–4.20% by balance

    Credit union · 6 branches

    4.10%APY$410 over 1 year on $10,000
  9. WaFd Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 21 branches

    4.10%APY$445 over 13 months on $10,000intro rate
  10. Top Carrot, Carrot Score 89
    Rogue Credit UnionTreasure Valley Certificates $500 or MoreCD · 6 months · $500 min

    Credit union · 2 branches

    4.00%APY$198 over 6 months on $10,000
  11. SEI Credit UnionCD'sCD · 9 months

    Credit union · 2 branches

    4.00%APY$299 over 9 months on $10,000
  12. Simplot Credit UnionPromo CDCD · 9 months

    Credit union · 2 branches

    4.00%APY$299 over 9 months on $10,000
  13. Top Carrot, Carrot Score 89
    Rogue Credit UnionTreasure Valley Certificate Add On - Small SaversCD · 12 months · $100 min

    Credit union · 2 branches

    4.00%APY$400 over 1 year on $10,000
  14. Technology Credit UnionConsumer CertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  15. Snake River FCUShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Idaho

544 CDs at 53 banks and credit unions · checked Oct 6–22

Typical
3.20%
Top 10% from
4.15%
Banks, typical
1.02%
Credit unions, typical
3.61%

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Idaho

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 2 branches
  2. ICCUCredit union · 52 branches
  3. Responders Emergency Services Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate