Credit union · NCUA insured
Potlatch No 1 Financial Credit Union CD Rates
Potlatch No 1 Financial Credit Union’s best CD rate is 4.20% APY on a 3-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Potlatch No 1 Financial Credit Union’s CD rates compare
Compared with banks and credit unions near Lewiston, ID-WA, where Potlatch No 1 Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Potlatch No 1 Financial Credit Union
4.20%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,314
Share Certificate
Top rate
Lewis Clark Credit Union
4.49%APY
- Term
- 19 months
- Minimum
- —
- Earns on $10,000
- $720
2nd-highest rate
ICCU
4.30%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,343
Potlatch No 1 Financial Credit Union CD score
89
CD score
Higher than 87% of U.S. banks and credit unions
- 3–8 months3–8 mo3.70%
- 9–15 months9–15 mo3.90%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo4.20%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Potlatch No 1 Financial Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.20%APY · 8 terms
Available to members who live or work in 19 counties in Idaho, 8 counties in Oregon, and the entire state of Washington. Dividends paid quarterly. APY assumes dividends remain on deposit until maturity. Early withdrawal penalty applies: 90 days' dividends for terms under 1 year and 180 days' dividends for terms 1 year or longer. 10-day grace period at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum average daily balance of $500.00 required to obtain APY | 1.25% | $31 |
| 6 monthsMinimum average daily balance of $500.00 required to obtain APY | 3.70% | $183 |
| 12 monthsMinimum average daily balance of $500.00 required to obtain APY | 3.90% | $390 |
| 18 monthsMinimum average daily balance of $500.00 required to obtain APY | 4.10% | $621 |
| 24 monthsMinimum average daily balance of $500.00 required to obtain APY | 4.10% | $837 |
| 36 monthsMinimum average daily balance of $500.00 required to obtain APY | 4.20% | $1,314 |
| 48 monthsMinimum average daily balance of $500.00 required to obtain APY | 4.20% | $1,789 |
| 60 monthsMinimum average daily balance of $500.00 required to obtain APY | 4.20% | $2,284 |
Sources (5)
- p1fcu.org
- p1fcu.org/personal/certificate-accounts
- p1fcu.org/rates
- p1fcu.org/rates-and-fee-schedule
- p1fcu.org/boise/cd-rates
All captured Sep 23, 2026
Special-purpose accounts
IRA Certificate
Up to 4.20%APY · 8 terms
Held in an Individual Retirement Account; can be funded with eligible IRA contributions, qualifying transfers, or rollovers. Available to members who live or work in 19 counties in Idaho, 8 counties in Oregon, and the entire state of Washington. Dividends paid quarterly. APY assumes dividends remain on deposit until maturity. Early withdrawal penalty applies: 90 days' dividends for terms under 1 year and 180 days' dividends for terms 1 year or longer. 10-day grace period at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum average daily balance of $500.00 required to obtain APY | 1.25% | $31 |
| 6 monthsMinimum average daily balance of $500.00 required to obtain APY | 3.70% | $183 |
| 12 monthsMinimum average daily balance of $500.00 required to obtain APY | 3.90% | $390 |
| 18 monthsMinimum average daily balance of $500.00 required to obtain APY | 4.10% | $621 |
| 24 monthsMinimum average daily balance of $500.00 required to obtain APY | 4.10% | $837 |
| 36 monthsMinimum average daily balance of $500.00 required to obtain APY | 4.20% | $1,314 |
| 48 monthsMinimum average daily balance of $500.00 required to obtain APY | 4.20% | $1,789 |
| 60 monthsMinimum average daily balance of $500.00 required to obtain APY | 4.20% | $2,284 |
Sources (3)
All captured Sep 23, 2026
Who can join Potlatch No 1 Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.