Credit union · NCUA insured
Rogue Credit Union CD Rates
Top CarrotRogue Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 6 months to 6 years. Rates checked October 22, 2026.
How Rogue Credit Union’s CD rates compare
Compared with banks and credit unions near Medford, OR, where Rogue Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Rogue Credit Union
4.00%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $198
Treasure Valley Certificates $500 or More
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
WaFd Bank
4.10%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $445
Rogue Credit Union CD score
88
CD score
Higher than 83% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.90%
- 31–60 months31–60 mo3.90%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rogue Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Treasure Valley Certificate Add On - Small Savers
4.00%APY · 1 term
Treasure Valley Small Savers Add-On Certificate allows deposits at any time and for any dollar amount during the term. Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.00% | $400 |
Sources (2)
All captured Oct 22, 2026
Treasure Valley Certificates $500 or More
Up to 4.00%APY · 7 terms
Treasure Valley rates. Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.00% | $198 |
| 12 months | 4.00% | $400 |
| 24 months | 3.90% | $795 |
| 36 months | 3.90% | $1,216 |
| 48 months | 3.90% | $1,654 |
| 60 months | 3.90% | $2,108 |
| 72 months | 3.90% | $2,580 |
Sources (2)
All captured Oct 22, 2026
Treasure Valley Bump Rate Certificate
3.90%APY · 1 term
Treasure Valley Bump Rate Certificate. Rate Increase Option allows increasing interest rate and APY one time during term if rates increase. Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 30 monthsAllows one rate increase during term if applicable interest rates increase | 3.90% | $1,004 |
Sources (2)
All captured Oct 22, 2026
Bump Rate Certificate
3.60%APY · 1 term
Rate Increase Option allows increasing interest rate and APY one time during term if rates increase. Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 30 monthsAllows one rate increase during term if applicable interest rates increase | 3.60% | $924 |
Sources (2)
All captured Oct 22, 2026
Certificates $500 or More
Up to 3.60%APY · 8 terms
Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 12 months | 3.50% | $350 |
| 24 months | 3.60% | $733 |
| 30 monthsBump rate option allows one rate increase during term | 3.60% | $924 |
| 36 months | 3.60% | $1,119 |
| 48 months | 3.60% | $1,520 |
| 60 months | 3.60% | $1,934 |
| 72 months | 3.60% | $2,364 |
Sources (2)
All captured Oct 22, 2026
Certificate Add On - Small Savers
3.50%APY · 1 term
Special add-on certificate allows deposits at any time and for any dollar amount during the term. Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.50% | $350 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Treasure Valley IRA Certificates
Up to 4.00%APY · 8 terms
Treasure Valley Traditional or Roth IRA certificate. Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
| Term | APY · $100 and up | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | — | 4.00% | 4.00% | $198 |
| 12 months | — | 4.00% | 4.00% | $400 |
| 12 monthsSmall Savers Add-On Certificate | 4.00% | — | 4.00% | $400 |
| 24 months | — | 3.90% | 3.90% | $795 |
| 30 monthsBump rate option allows one rate increase during term | — | 3.90% | 3.90% | $1,004 |
| 36 months | — | 3.90% | 3.90% | $1,216 |
| 48 months | — | 3.90% | 3.90% | $1,654 |
| 60 months | — | 3.90% | 3.90% | $2,108 |
| 72 months | — | 3.90% | 3.90% | $2,580 |
Sources (3)
- roguecu.org/personal-services/…ificates/treasure-valley
- roguecu.org/media/baljsygj/cer…tes-schedule-tv-8_24.pdf
- roguecu.org/rates/treasure-valley
All captured Oct 22, 2026
IRA Certificates
Up to 3.60%APY · 8 terms
Traditional or Roth IRA certificate. Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
| Term | APY · $100 and up | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | — | 3.50% | 3.50% | $173 |
| 12 months | — | 3.50% | 3.50% | $350 |
| 12 monthsSmall Savers Add-On Certificate | 3.50% | — | 3.50% | $350 |
| 24 months | — | 3.60% | 3.60% | $733 |
| 30 monthsBump rate option allows one rate increase during term | — | 3.60% | 3.60% | $924 |
| 36 months | — | 3.60% | 3.60% | $1,119 |
| 48 months | — | 3.60% | 3.60% | $1,520 |
| 60 months | — | 3.60% | 3.60% | $1,934 |
| 72 months | — | 3.60% | 3.60% | $2,364 |
Sources (2)
All captured Oct 22, 2026
Who can join Rogue Credit Union
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