Credit union · NCUA insured
SEI Credit Union CD Rates
SEI Credit Union’s best CD rate is 4.00% APY on a 9-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How SEI Credit Union’s CD rates compare
Compared with banks and credit unions near Pocatello, ID, where SEI Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SEI Credit Union
4.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $299
CD's
Top rate
Mountain America Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $920
2nd-highest rate
The Bank of Commerce
4.30%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $652
SEI Credit Union CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.35%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.75%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SEI Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD's
Up to 4.00%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.35% | $166 |
| 9 months | 4.00% | $299 |
| 12 months | 3.65% | $365 |
| 18 months | 3.70% | $560 |
| 24 months | 3.75% | $764 |
Sources (1)
- seius.org/rates · captured Oct 15, 2026
Who can join SEI Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals living in Bannock, Bear Lake, Bingham, Caribou, Franklin, Oneida, and Power counties are eligible for membership.
Employers and groups
- Employees of participating employer groups in the seven-county service area are eligible for membership.
Military, government and schools
- U.S. Government civilian employees, military personnel, and National Guard unit members working or stationed in Bannock, Bear Lake, Bingham, Caribou, Franklin, Oneida, and Power counties are eligible for membership.
- Federal employees and retirees of government agencies are eligible for membership.
Family and household
- Family members of eligible employee group members and individuals in the service area are eligible for membership.
Membership information collected October 4, 2026.