Credit union · Privately insured
Latah Credit Union CD Rates
Top CarrotLatah Credit Union’s best CD rate is 4.22% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Latah Credit Union’s CD rates compare
Compared with banks and credit unions near Moscow, ID, where Latah Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Latah Credit Union
4.22%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $861
Certificates of Deposit (CDs)
Top rate
ICCU
4.30%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,343
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Latah Credit Union CD score
88
CD score
Higher than 83% of U.S. banks and credit unions
- 3–8 months3–8 mo3.68%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo4.22%
- 31–60 months31–60 mo3.80%
- QualifiedQualified4.22%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Latah Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.22%APY · 7 terms
No setup or maintenance fees. Early withdrawals subject to penalty. Renews automatically upon maturity after 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPaid at maturity | 3.68% | $182 |
| 12 monthsPaid at maturity | 3.75% | $375 |
| 18 monthsCompounded/paid quarterly | 4.06% | $615 |
| 24 monthsCompounded/paid quarterly | 4.22% | $861 |
| 36 monthsCompounded/paid quarterly | 3.80% | $1,185 |
| 48 monthsCompounded/paid quarterly | 3.55% | $1,496 |
| 60 monthsCompounded/paid quarterly | 3.55% | $1,903 |
Special-purpose accounts
Individual Retirement Accounts/ERA
Up to 4.22%APY · 7 terms
Traditional and Roth IRA options; Coverdell ESA available. Early withdrawal penalties apply (90 days dividends for terms 12 months or less, 180 days for terms over 12 months). Setup, closing, and maintenance fees may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid at maturity | 3.68% | $182 |
| 12 monthsDividends paid at maturity | 3.75% | $375 |
| 18 monthsDividends paid every ninety days from issued date until maturity | 4.06% | $615 |
| 24 monthsDividends paid every ninety days from issued date until maturity | 4.22% | $861 |
| 36 monthsDividends paid every ninety days from issued date until maturity | 3.80% | $1,185 |
| 48 monthsDividends paid every ninety days from issued date until maturity | 3.55% | $1,496 |
| 60 monthsDividends paid every ninety days from issued date until maturity | 3.55% | $1,903 |
Who can join Latah Credit Union
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