Credit union · NCUA insured
Pioneer Federal Credit Union
Top CarrotA $738.6M credit union headquartered in Mountain Home, ID, with 47,722 members and 13 branches in Idaho. Best rates: CDs 4.25% and savings 1.35% APY.
Pioneer Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#5 of 35 in Boise City, ID metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Pioneer Federal Credit Union
- Headquarters
- 250 W 3rd S, Mountain Home, ID 83647
- NCUA charter
- 9247
Branches
13 branches in Idaho
Loading map…
Idaho
13 branches
Boise City area · 7
- Broadway Branch2350 S Broadway Ave, Boise, ID 83706Directions
- Overland Branch6115 W Overland Rd, Boise, ID 83709Directions
- State Street Branch5918 W State St, Boise, ID 83703Directions
- Caldwell Branch608 E Ustick Rd, Caldwell, ID 83605Directions
- Meridian Branch850 E Fairview Ave, Meridian, ID 83642Directions
- Middleton Branch551 S Middleton Rd, Middleton, ID 83644Directions
- Nampa Branch3000 12th Ave Rd, Nampa, ID 83686Directions
Twin Falls area · 2
- Jerome Branch1865 S Lincoln Ave, Jerome, ID 83338Directions
- Twin Falls Branch1439 N College Rd, Twin Falls, ID 83301Directions
Mountain Home area · 2
- 8th Street Branch3197 E 8th N, Mountain Home, ID 83647Directions
- Main Branch250 W 3rd S, Mountain Home, ID 83647Directions
Gooding area · 1
- Gooding Branch1624 Main St, Gooding, ID 83330Directions
Hailey area · 1
- Hailey Branch841 N Main St, Hailey, ID 83333Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.98% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.08% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.59% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $77 | $76 | — |
- CapitalNet worth ratio9.98%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.08%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.59%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$77Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Pioneer Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.