Credit union · NCUA insured
Mountain America Credit Union
Top CarrotA $22.7B credit union, the 8th largest of 4,329, headquartered in Sandy, UT, with 1.43 million members and 105 branches in 5 states. Best rates: CDs 4.50% and savings 1.00% APY.
Mountain America Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 85% of U.S. banks and credit unions
#10 of 43 in Salt Lake City, UT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Mountain America Credit Union
- Headquarters
- 9800 S Monroe St, Sandy, UT 84070
- NCUA charter
- 24692
Branches
105 branches in 5 states
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Utah
74 branches
Salt Lake City area · 32
- 0055 Midvale Union Park Ave7325 S Union Park Ave, Cottonwood Heights, UT 84047Directions
- 0053 Draper State St12221 S State St, Draper, UT 84020Directions
- 0067 Herriman 5600 W13389 S Rosecrest Rd, Herriman, UT 84096Directions
- 0142 Kearns 5600 W6155 S 5600 W, Kearns, UT 84118Directions
- 0130 Magna 3500 S8349 W 3500 S, Magna, UT 84044Directions
- 0050 Midvale River Gate Dr7013 S River Gate Dr, Midvale, UT 84047Directions
- 0045 Holladay Murray Holladay Rd1298 E Murray Holladay Rd, Millcreek, UT 84117Directions
- 0044 Murray State St5899 S State St, Murray, UT 84107Directions
- 0063 Riverton 12600 S1962 W 12600 S, Riverton, UT 84065Directions
- 0019 Salt Lake 700 N1715 W 700 N, Salt Lake City, UT 84116Directions
- 0025 Salt Lake State St735 S State St, Salt Lake City, UT 84111Directions
- 0030 Salt Lake 2100 S2070 E 2100 S, Salt Lake City, UT 84109Directions
- 0031 Salt Lake Redwood Rd1225 S Redwood Rd, Salt Lake City, UT 84104Directions
- 0041 Salt Lake 3300 S2174 E 3300 S, Salt Lake City, UT 84109Directions
- 0060 Sandy 10600 S1284 E 10600 S, Sandy, UT 84094Directions
- 0105 Sandy 9400 S858 E 9400 S, Sandy, UT 84094Directions
- 0141 Sandy State St9640 S State St, Sandy, UT 84070Directions
- 0049 South Jordan 3451 W South Jordan Pkwy3451 W South Jordan Pkwy, South Jordan, UT 84095Directions
- 0062 South Jordan 753 W South Jordan Pkwy753 W South Jordan Pkwy, South Jordan, UT 84095Directions
- 0157 South Jordan Daybreak Pkwy5382 W Daybreak Pkwy, South Jordan, UT 84009Directions
- 0173 South Salt Lake State St3028 S State St, South Salt Lake, UT 84115Directions
- 0126 Stansbury Park State Hwy 366811 N Highway 36, Stansbury Park, UT 84074Directions
- 0040 Taylorsville 4700 S2627 W 4700 S, Taylorsville, UT 84129Directions
- 0047 Kearns 4015 W5471 S 4015 W, Taylorsville, UT 84129Directions
- 0106 Taylorsville 5400 S3065 W 5400 S, Taylorsville, UT 84129Directions
- 0042 Tooele Main St1475 N Main St, Tooele, UT 84074Directions
- 0043 West Jordan 9000 S9027 S 2200 W, West Jordan, UT 84088Directions
- 0048 West Jordan 7800 S3782 W 7800 S, West Jordan, UT 84088Directions
- 0178 West Jordan 5600 W5572 W 9000 S, West Jordan, UT 84081Directions
- 0036 West Valley 5600 W2958 S 5600 W, West Valley City, UT 84120Directions
- 0169 West Valley 3500 S2850 S 3500 S, West Valley City, UT 84119Directions
- 0186 West Valley Redwood Rd2531 S Redwood Rd, West Valley City, UT 84119Directions
Provo area · 11
- 0064 American Fork State St893 W State Rd, American Fork, UT 84003Directions
- 0177 Eagle Mountain Eagle Mountain Blvd1345 E Eagle Mountain Blvd, Eagle Mountain, UT 84005Directions
- 0065 Lehi Timpanogos Hwy1704 E SR 92, Lehi, UT 84043Directions
- 0069 Orem State St1340 N State St, Orem, UT 84057Directions
- 0070 Orem 800 E1219 S 800 E, Orem, UT 84097Directions
- 0114 Payson State Hwy 198818 Highway 198, Payson, UT 84651Directions
- 0170 Provo Cougar Blvd430 W Cougar Blvd, Provo, UT 84604Directions
- 0071 Saratoga Springs Crossroads Blvd25 E Crossroads Blvd, Saratoga Springs, UT 84045Directions
- 0066 Spanish Fork Canyon Creek Pkwy1308 N Canyon Creek Pkwy, Spanish Fork, UT 84660Directions
- 0160 Springville 400 S1183 W 400 S, Springville, UT 84663Directions
- 0183 Vineyard 450 N653 E 450 N, Vineyard, UT 84059Directions
Ogden area · 8
- 0015 Centerville Marketplace Dr298 N Market Place Dr, Centerville, UT 84014Directions
- 0124 Clinton 1800 N1727 W 1800 N, Clinton, UT 84015Directions
- 0140 Kaysville 400 W195 N 400 W, Kaysville, UT 84037Directions
- 0012 Layton Antelope Dr955 W Antelope Dr, Layton, UT 84041Directions
- 0182 North Ogden 2600 N323 2600 N, North Ogden, UT 84414Directions
- 0009 Ogden Washington Blvd1825 Washington Blvd, Ogden, UT 84401Directions
- 0010 South Ogden 40th St455 40th St, South Ogden, UT 84403Directions
- 0018 Woods Cross 500 W1849 S 500 W, Woods Cross, UT 84010Directions
St. George area · 6
- 0120 Hurricane State St1155 W State St, Hurricane, UT 84737Directions
- 0156 Santa Clara Pioneer Pkwy3582 Pioneer Pkwy, Santa Clara, UT 84765Directions
- 0073 St George 3050 E883 N 3050 E, St. George, UT 84790Directions
- 0076 St George Sunset Blvd2104 W Sunset Blvd, St. George, UT 84770Directions
- 0077 St George River Rd123 S River Rd, St. George, UT 84790Directions
- 0149 St George Mall Dr2984 E Mall Dr, St. George, UT 84790Directions
Logan area · 3
- 0008 Logan 1400 N1425 N 200 E, Logan, UT 84341Directions
- 0125 Logan Main St706 S Main St, Logan, UT 84321Directions
- 0191 Logan 1000 W991 W 1000 N, Logan, UT 84321Directions
Cedar City area · 2
- 0078 Cedar City Main St410 N Main St, Cedar City, UT 84720Directions
- 0118 Cedar City Royal Hunte Dr1701 W Royal Hunte Dr, Cedar City, UT 84720Directions
Heber area · 2
- 0068 Heber Main St635 S Main St, Heber City, UT 84032Directions
- 0035 Park City Newpark Blvd1672 Newpark Blvd, Park City, UT 84098Directions
Vernal area · 2
- 0034 Vernal 1818 W Hwy 401818 W Highway 40, Vernal, UT 84078Directions
- 0037 Vernal 801 W Hwy 40801 W Highway 40, Vernal, UT 84078Directions
Altamont area · 1
- 0039 Altamont 15675 W3986 N 15675 W, Altamont, UT 84001Directions
Duchesne area · 1
- 0155 Duchesne Main St39 E Main St, Duchesne, UT 84021Directions
Ephraim area · 1
- 0117 Ephraim Main St620 N Main St, Ephraim, UT 84627Directions
Kanab area · 1
- 0075 Kanab Center St190 W Center St Ste 1, Kanab, UT 84741Directions
Moab area · 1
- 0079 Moab Main St1047 S Highway 191, Moab, UT 84532Directions
Price area · 1
- 0128 Price Price River Dr760 W Price River Dr, Price, UT 84501Directions
Richfield area · 1
- 0074 Richfield Main St665 N Main St, Richfield, UT 84701Directions
Roosevelt area · 1
- 0038 Roosevelt 200 N823 E 200 N, Roosevelt, UT 84066Directions
Arizona
12 branches
Phoenix area · 11
- 0165 Apache Junction Old West Hwy220 E Old West Hwy, Apache Junction, AZ 85119Directions
- 0172 Chandler Frye Rd3471 W Frye Rd, Chandler, AZ 85226Directions
- 0146 Gilbert Gilbert Rd3565 S Gilbert Rd, Gilbert, AZ 85297Directions
- 0056 Glendale Northern Ave5910 W Northern Ave, Glendale, AZ 85301Directions
- 0150 Goodyear Yuma Rd16326 W Yuma Rd, Goodyear, AZ 85338Directions
- 0033 Mesa Southern Ave4325 E Southern Ave, Mesa, AZ 85206Directions
- 0181 Mesa Power Rd4917 S Power Rd, Mesa, AZ 85212Directions
- 0163 Phoenix Tatum Blvd10810 N Tatum Blvd Ste 114, Phoenix, AZ 85028Directions
- 0188 Phoenix McDowell Rd302 E McDowell Rd, Phoenix, AZ 85004Directions
- 0145 Queen Creek Ellsworth Loop Rd22024 S Ellsworth Loop Rd, Queen Creek, AZ 85142Directions
- 0184 Queen Creek Combs Rd150 W Combs Rd, Queen Creek, AZ 85140Directions
Lake Havasu City area · 1
- 0179 Colorado City Central St1045 S Central St, Colorado City, AZ 86021Directions
Idaho
12 branches
Boise City area · 6
- 0119 Boise Ustick Rd10440 W Ustick Rd, Boise, ID 83704Directions
- 0134 Boise 3rd St393 S 3rd St, Boise, ID 83702Directions
- 0132 Garden Valley Village Circle292 Village Cir, Garden Valley, ID 83622Directions
- 0137 Meridian Ten Mile Rd6161 N Ten Mile Rd, Meridian, ID 83646Directions
- 0138 Meridian Franklin Rd55 E Franklin Rd, Meridian, ID 83642Directions
- 0136 Nampa 2nd Street S112 2nd St S, Nampa, ID 83651Directions
Idaho Falls area · 2
- 0113 Ammon 25th E3511 S 25th E, Ammon, ID 83406Directions
- 0127 Idaho Falls Snake River Pkwy525 W Sunnyside Rd, Idaho Falls, ID 83402Directions
Pocatello area · 1
- 0122 Pocatello Yellowstone Ave1012 Yellowstone Ave, Pocatello, ID 83201Directions
Coeur d'Alene area · 1
- 0159 Post Falls Seltice Way1729 E Seltice Way, Post Falls, ID 83854Directions
Rexburg area · 1
- 0129 Rexburg 2nd E18 N 2nd E, Rexburg, ID 83440Directions
Twin Falls area · 1
- 0139 Twin Falls Blue Lakes Blvd N1061 Blue Lakes Blvd N, Twin Falls, ID 83301Directions
Nevada
5 branches
Las Vegas area · 3
- 0161 Henderson St Rose Pkwy3451 Saint Rose Pkwy, Henderson, NV 89052Directions
- 0059 Las Vegas Lake Mead Blvd7280 W Lake Mead Blvd, Las Vegas, NV 89128Directions
- 0058 Mesquite Pioneer Blvd580 W Pioneer Blvd, Mesquite, NV 89027Directions
Reno area · 2
- 0123 Reno Steamboat Pkwy1181 Steamboat Pkwy, Reno, NV 89521Directions
- 0032 Sparks Los Altos Pkwy700 Los Altos Pkwy, Sparks, NV 89436Directions
Montana
2 branches
Billings area · 1
- 0168 Billings Main St875 Main St, Billings, MT 59105Directions
Missoula area · 1
- 0167 Missoula Reserve St2825 N Reserve St, Missoula, MT 59808Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.55% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.30% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.89% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $92 | $88 | — |
- CapitalNet worth ratio9.55%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.30%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.89%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$92Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Mountain America Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.