Credit union · Privately insured
Latah Credit Union
Top CarrotA $169.2M credit union headquartered in Moscow, ID, with 8,264 members and 4 branches in Idaho. Best rates: CDs 4.22% and savings 0.45% APY.
Latah Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 93% of U.S. banks and credit unions
#2 of 9 in Moscow, ID metroHow the score works →
Deposits are privately insured, not by the federal government.
About Latah Credit Union
- Headquarters
- 912 S Washington St, Moscow, ID 83843-3150
- NCUA charter
- 97102
Branches
4 branches in Idaho
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Idaho
4 branches
Moscow area · 3
- MoscowMain office912 S Washington St, Moscow, ID 83843Directions
- Kendrick602 E Main St, Kendrick, ID 83537Directions
- Potlatch160 6th Street, Potlatch, ID 83855Directions
Plummer area · 1
- Plummer396062 Highway 95, Plummer, ID 83851Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.65% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.54% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.67% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $63 | $76 | — |
- CapitalNet worth ratio11.65%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.54%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.67%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$63Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Latah Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.