Credit union · NCUA insured
SEI Credit Union
A $33.7M credit union headquartered in Pocatello, ID, with 3,138 members and 2 branches in Idaho. Best rates: CDs 4.00% and savings 2.35% APY.
SEI Credit Union Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#6 of 16 in Pocatello, ID metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About SEI Credit Union
Established in 1935, South East Idaho Credit Union (SEI) is headquartered in Pocatello, Idaho.
The credit union serves individuals and family members living in Bannock, Bear Lake, Bingham, Caribou, Franklin, Oneida, and Power counties.
- Headquarters
- 555 N 5th Ave, Pocatello, ID 83201
- NCUA charter
- 517
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals living in Bannock, Bear Lake, Bingham, Caribou, Franklin, Oneida, and Power counties are eligible for membership.
Employers and groups
- Employees of participating employer groups in the seven-county service area are eligible for membership.
Military, government and schools
- U.S. Government civilian employees, military personnel, and National Guard unit members working or stationed in Bannock, Bear Lake, Bingham, Caribou, Franklin, Oneida, and Power counties are eligible for membership.
- Federal employees and retirees of government agencies are eligible for membership.
Family and household
- Family members of eligible employee group members and individuals in the service area are eligible for membership.
Branches
2 branches in Idaho
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Idaho
2 branches
Pocatello area · 1
- MainMain office555 N 5th Ave, Pocatello, ID 83201Directions
Blackfoot area · 1
- Blackfoot515 W Bridge St, Blackfoot, ID 83221Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.26% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.68% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.06% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $94 | $59 | — |
- CapitalNet worth ratio8.26%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.68%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.06%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$94Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of SEI Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.