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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in Philadelphia, PA

  1. Hyperion BankCertificates of Deposit (CDs)CD · 12 months · $500 min

    Bank · 1 branch

    3.50%APY$350 over 1 year on $10,000
  2. Democracy Federal Credit UnionShare CertificateCD · 12 months · $2,000 min

    Credit union · 1 branch

    3.45%APY$345 over 1 year on $10,000
  3. Fulton BankCertificates of DepositCD · 9 months · $1,000 min

    Bank · 12 branches

    3.35%APY$250 over 9 months on $10,000
  4. Meridian Bank18 Month Rate Boost CDCD · 18 months · $1,000 min

    Bank · 1 branch

    3.35%APY$507 over 18 months on $10,000intro rate
  5. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 19 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  6. PFFCU – Police & Fire Federal Credit UnionCertificatesCD · 60 months · $1,000 min

    Credit union · 8 branches

    3.30%APY$1,763 over 60 months on $10,000
  7. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 16 branches

    3.15%APY$315 over 1 year on $10,000
  8. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min

    Credit union · 1 branch

    3.04%APY$1,615 over 60 months on $10,000
  9. United Savings BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 3 branches

    3.00%APY$124 over 5 months on $10,000
  10. Advantage Financial Federal Credit UnionCertificatesCD · 60 months · $500 min · 2.69%–2.79% by balance

    Credit union · 1 branch

    2.69%APY$1,419 over 60 months on $10,000
  11. UnivestCertificates of DepositCD · 6 months · $500 min

    Bank · 5 branches

    2.00%APY$101 over 6.066666666666666 months on $10,000
  12. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 29 branches

    1.76%APYwith conditions
  13. The Bank of PrincetonCertificate of DepositCD · 3 months · $500 min

    Bank · 3 branches

    1.50%APY$37 over 3 months on $10,000
  14. OceanFirst BankCertificates of DepositCD · 84 months · $500 min

    Bank · 1 branch

    0.50%APY$355 over 84 months on $10,000
  15. United Bank of PhiladelphiaUnited Blue Certificates of DepositCD · 60 months · $500 min

    Bank · 1 branch

    0.30%APY$151 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Philadelphia, PA

516 CDs at 42 banks and credit unions · checked Oct 16–22

Typical
3.20%
Top 10% from
4.08%
Banks, typical
1.76%
Credit unions, typical
3.73%

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Philadelphia, PA-NJ-DE-MD metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Freedom Credit UnionCredit union · 4 branches
  2. HEFCUCredit union · 1 branch
  3. Self Reliance Financial Federal Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate