Bank · FDIC insured
Univest CD Rates
Univest’s best CD rate is 2.00% APY on a 6-month CD. Terms run from 3 months to 6 years. Rates checked October 16, 2026.
How Univest’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Univest has the most branches. $10,000, best rate first.
This bank’s best
Univest
2.00%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $101
Certificates of Deposit
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Univest CD score
62
CD score
Higher than 6% of U.S. banks and credit unions
- 3–8 months3–8 mo2.00%
- 9–15 months9–15 mo1.75%
- 16–30 months16–30 mo1.50%
- 31–60 months31–60 mo1.25%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Univest ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 2.00%APY · 11 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.00% | $25 |
| 6 months | 2.00% | $101 |
| 9 months | 1.00% | $75 |
| 12 months | 1.75% | $175 |
| 18 months | 1.00% | $150 |
| 24 months | 1.50% | $302 |
| 30 months | 1.00% | $252 |
| 36 months | 1.00% | $303 |
| 48 months | 1.00% | $406 |
| 60 months | 1.25% | $641 |
| 72 months | 1.25% | $774 |
Sources (1)
- univest.net/personal-cds-iras · captured Oct 16, 2026
Special-purpose accounts
Certificate of Deposit Specials
Up to 4.05%APY · 3 terms
Promotional APY applies to new consumer and business certificates of deposit and IRAs only. Consumer certificates of deposit are available to open online. IRAs and business certificates of deposit must be opened in a financial center. Withdrawal of interest reduces earnings. Penalty may be applied for early withdrawal. Rates are subject to change at any time. Upon maturity, promotional 7-month, 13-month and 25-month CDs will automatically renew at the then current rates as follows: 7-month will convert to 6-month, 13-month will convert to 12-month and 25-month will convert to 24-month.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsUpon maturity, automatically renews to a 6-month CD at then current rates. Promotional APY applies to new consumer and business certificates of deposit and IRAs only | 3.65% | $211 |
| 13 monthsUpon maturity, automatically renews to a 12-month CD at then current rates. Promotional APY applies to new consumer and business certificates of deposit and IRAs only | 3.50% | $380 |
| 25 monthsPromotional APY. Upon maturity, automatically renews to a 24-month CD at then current rates. Promotional APY applies to new consumer and business certificates of deposit and IRAs only | 4.05% | $862 |
Individual Retirement Accounts
Up to 2.00%APY · 11 terms
Must be opened in a financial center.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.00% | $25 |
| 6 months | 2.00% | $101 |
| 9 months | 1.00% | $75 |
| 12 months | 1.75% | $175 |
| 18 months | 1.00% | $150 |
| 24 months | 1.50% | $302 |
| 30 months | 1.00% | $252 |
| 36 months | 1.00% | $303 |
| 48 months | 1.00% | $406 |
| 60 months | 1.25% | $641 |
| 72 months | 1.25% | $774 |
Sources (1)
- univest.net/personal-cds-iras · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.