Bank · FDIC insured
The Bank of Princeton CD Rates
The Bank of Princeton’s best CD rate is 4.34% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How The Bank of Princeton’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where The Bank of Princeton has the most branches. $10,000, best rate first.
This bank’s best
The Bank of Princeton
4.34%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $434
12-Month 4.25% Cranbury CD Promotion
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
The Bank of Princeton CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo1.50%
- 9–15 months9–15 mo4.34%
- 16–30 months16–30 mo1.50%
- 31–60 months31–60 mo1.50%
- QualifiedQualified4.34%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Bank of Princeton ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
12-Month 4.25% Cranbury CD Promotion
4.34%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.34% | $434 |
Sources (1)
- thebankofprinceton.com/personal/current-promotions · captured Oct 4, 2026
11-Month CD Promotion
4.08%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 months | 4.08% | $373 |
Sources (1)
- thebankofprinceton.com/personal/current-promotions · captured Oct 4, 2026
Certificate of Deposit
1.50%APY · 15 terms
Open with as little as $500. Flexible terms from 3 months to 60 months. Interest compounded daily and posted monthly, annually, or at maturity. Early withdrawal penalty may apply. Automatic renewal option. Available for all personal categories.
| Term | APY · $500 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $37 |
| 4 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $50 |
| 5 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $62 |
| 6 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $75 |
| 7 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $87 |
| 8 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $100 |
| 9 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $112 |
| 10 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $125 |
| 11 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $137 |
| 12 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $150 |
| 18 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $226 |
| 24 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $302 |
| 36 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $457 |
| 48 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $614 |
| 60 months | 1.50% | 1.50% | 1.50%1.50% from $100k | $773 |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.