Bank · FDIC insured
United Savings Bank
A $460.6M bank headquartered in Philadelphia, PA, with 6 branches in Pennsylvania. Best rates: CDs 3.00% and savings 2.50% APY.
United Savings Bank Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#71 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About United Savings Bank
United Savings Bank is headquartered in Philadelphia, Pennsylvania, and traces its origins to May 29, 1912, when Southwestern Businessman's Building & Loan Association opened in South Philadelphia.
The institution became Albert Lawrence Building & Loan Association in 1923, converted to a savings and loan in 1946, and later changed its name to United Savings Bank.
It opened its Packer Avenue main office in 1962, acquired Italian Workingmen Savings & Loan in 1970, and opened a branch in Media in 2007.
- Headquarters
- 1510 Packer Ave, Philadelphia, PA 19145
- FDIC certificate
- 28836 ↗
Branches
6 branches in Pennsylvania
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Pennsylvania
6 branches
- United Savings BankMain office1510 Packer Ave, Philadelphia, PA 19145Directions
- Broomall Branch2535 W Chester Pike, Broomall, PA 19008Directions
- Media Branch35 E Baltimore Ave, Media, PA 19063Directions
- 10th Street Branch732 S 10th St, Philadelphia, PA 19147Directions
- Marconi Branch1945 E Passyunk Ave, Philadelphia, PA 19148Directions
- Springfield Branch301 Baltimore Pike, Springfield, PA 19064Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 17.44% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.84% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $52 | $81 | — |
- CapitalLeverage ratio17.44%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.84%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$52Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of United Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.