Bank · FDIC insured
United Savings Bank CD Rates
United Savings Bank’s best CD rate is 3.00% APY on a 5-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How United Savings Bank’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where United Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
United Savings Bank
3.00%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $124
Certificate of Deposit
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
United Savings Bank CD score
65
CD score
Higher than 13% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.00%APY · 15 terms
Penalty for early withdrawal. Minimum balance to open the account and earn the stated APY is $1,000.00. Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 2.75% | $68 |
| 5 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 3.00% | $124 |
| 6 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 3.00% | $149 |
| 7 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 3.00% | $174 |
| 9 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 3.00% | $224 |
| 10 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 2.75% | $229 |
| 12 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 2.50% | $250 |
| 15 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 2.50% | $313 |
| 17 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 2.50% | $356 |
| 18 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 2.50% | $377 |
| 24 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 2.50% | $506 |
| 30 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 2.50% | $637 |
| 36 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 2.00% | $612 |
| 48 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 2.00% | $824 |
| 60 monthsPenalty for early withdrawal. Minimum $1,000 to open and to earn the stated APY | 2.00% | $1,041 |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.