Bank · FDIC insured
Meridian Bank CD Rates
Meridian Bank’s best CD rate is 3.75% APY on a 3-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Meridian Bank’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Meridian Bank has the most branches. $10,000, best rate first.
This bank’s best
Meridian Bank
3.75%APY
- Term
- 3 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $92
Certificates of Deposit
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Meridian Bank CD score
78
CD score
Higher than 46% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.35%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Meridian Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.75%APY · 11 terms
Interest compounded daily, credited monthly. CDs less than 24 months penalty: 6 months interest; CDs 24 months or greater penalty: 12 months interest. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.75% | $92 |
| 6 months | 3.75% | $186 |
| 9 months | 3.75% | $280 |
| 12 months | 3.50% | $350 |
| 13 months | 3.35% | $363 |
| 18 months | 3.35% | $507 |
| 24 months | 3.35% | $681 |
| 30 months | 3.00% | $767 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
Sources (1)
- meridianbanker.com/personal-accounts/cds · captured Oct 16, 2026
18 Month Rate Boost CD
3.35%APY · 1 term
Customer may initiate a one-time APY increase during the 18-month term if the rate for the standard 18 month certificate is higher than the initial rate. Interest compounded daily and credited monthly. Rollover into standard 18-month certificate at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsLimited time offer. Minimum balance to earn interest is $1,000. One-time customer-initiated APY increase during the certificate term if standard 18-month CD rate is higher | 3.35% | $507 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.50%APY · 7 terms
IRA CDs require a 12 month minimum term. 13 Month CD term is not available for IRAs. Interest compounded daily, credited monthly. CDs less than 24 months penalty: 6 months interest; CDs 24 months or greater penalty: 12 months interest. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.50% | $350 |
| 18 months | 3.35% | $507 |
| 24 months | 3.35% | $681 |
| 30 months | 3.00% | $767 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
Sources (1)
- meridianbanker.com/personal-accounts/cds · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.