Bank · FDIC insured
United Bank of Philadelphia CD Rates
United Bank of Philadelphia’s best CD rate is 0.30% APY on a 5-year CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How United Bank of Philadelphia’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where United Bank of Philadelphia has the most branches. $10,000, best rate first.
This bank’s best
United Bank of Philadelphia
0.30%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $151
United Blue Certificates of Deposit
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
United Bank of Philadelphia CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.05%
- 9–15 months9–15 mo0.10%
- 16–30 months16–30 mo0.15%
- 31–60 months31–60 mo0.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Bank of Philadelphia ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
United Blue Certificates of Deposit
Up to 0.30%APY · 9 terms
Must deposit $500 to open. May not make additional deposits. Withdrawals before maturity subject to penalty. 10-day grace period after maturity. Compounded daily, credited at maturity. Jumbo CDs available for $100,000 or more.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 0.03% | $0 |
| 2 months | 0.03% | $0 |
| 3 months | 0.03% | $1 |
| 6 months | 0.05% | $2 |
| 12 months | 0.10% | $10 |
| 24 months | 0.15% | $30 |
| 36 months | 0.20% | $60 |
| 48 months | 0.25% | $100 |
| 60 months | 0.30% | $151 |
Special-purpose accounts
IRA-Certificates of Deposits (CODs)
Up to 0.30%APY · 6 terms
Early withdrawal penalties may apply. Minimum deposit and balance to earn APY is $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.05% | $2 |
| 12 months | 0.10% | $10 |
| 24 months | 0.15% | $30 |
| 36 months | 0.20% | $60 |
| 48 months | 0.25% | $100 |
| 60 months | 0.30% | $151 |
Sources (1)
- ubphila.com/rates · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.