Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 151–165 results in Philadelphia, PA-NJ-DE-MD metro

  1. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 73 branches

    3.15%APY$315 over 1 year on $10,000
  2. American Spirit Federal Credit UnionShare CertificateCD · 48 months · $1,000 min

    Credit union · 2 branches

    3.11%APY$1,303 over 48 months on $10,000
  3. First Financial Federal Credit UnionCertificate Builder – (Share)CD · 11 months · $100 min · up to $10,000

    Credit union · 1 branch

    3.10%APY$284 over 11 months on $10,000
  4. Pennsville National Bank24 Month CDCD · 24 months · $2,500 min

    Bank · 5 branches

    3.04%APY$617 over 24 months on $10,000
  5. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min

    Credit union · 1 branch

    3.04%APY$1,615 over 60 months on $10,000
  6. United Savings BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 6 branches

    3.00%APY$124 over 5 months on $10,000
  7. Honeywell Philadelphia Division FCUCertificatesCD · 9 months

    Credit union · 1 branch

    3.00%APY$224 over 9 months on $10,000
  8. First BankCertificates of Deposit (Regular)CD · 12 months · $500 min

    Bank · 12 branches

    3.00%APY$300 over 1 year on $10,000
  9. Energy People FCUShare CertificateCD · 12 months · $1,000 min · 2.28%–4.34% by balance

    Credit union · 3 branches

    2.79%APY$279 over 1 year on $10,000
  10. Advantage Financial Federal Credit UnionCertificatesCD · 60 months · $500 min · 2.69%–2.79% by balance

    Credit union · 1 branch

    2.69%APY$1,419 over 60 months on $10,000
  11. Top Carrot, Carrot Score 87
    Peoples Security Bank & TrustRelationship Certificates of DepositCD · 6 months · $1,000 min · 2.50%–3.30% by balance

    Bank · 2 branches

    2.50%APY$124 over 6 months on $10,000with conditions
  12. Pennsville National Bank36 Month CDCD · 36 months · $2,500 min

    Bank · 5 branches

    2.27%APY$697 over 36 months on $10,000
  13. Top Carrot, Carrot Score 87
    1166 Federal Credit UnionCertificates of DepositCD · 36 months · $250 min

    Credit union · 1 branch

    2.25%APY$690 over 36 months on $10,000
  14. UnivestCertificates of DepositCD · 6 months · $500 min

    Bank · 24 branches

    2.00%APY$101 over 6.066666666666666 months on $10,000
  15. Customers Bank2 Year Promo CDCD · 24 months · $500 min

    Bank · 3 branches

    2.00%APY$404 over 24 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Philadelphia, PA-NJ-DE-MD metro

1,229 CDs at 117 banks and credit unions · checked Oct 16–23

Typical
3.15%
Top 10% from
4.05%
Banks, typical
2.50%
Credit unions, typical
3.51%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Philadelphia, PA-NJ-DE-MD metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Freedom Credit UnionCredit union · 4 branches
  2. HEFCUCredit union · 1 branch
  3. Self Reliance Financial Federal Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate