Credit union · NCUA insured
1166 Federal Credit Union CD Rates
Top Carrot1166 Federal Credit Union’s best CD rate is 2.25% APY on a 3-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 22, 2026.
How 1166 Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where 1166 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
1166 Federal Credit Union
2.25%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $250
- Earns on $10,000
- $690
Certificates of Deposit
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 2.25%APY · 2 terms
No annual maintenance fee, no monthly service charge, no below minimum balance fee, no per check charge. Minimum deposit of $250. Insured up to $250,000 by NCUA. Early withdrawal subject to 90 days interest penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.00% | $200 |
| 36 months | 2.25% | $690 |
Special-purpose accounts
IRA Certificates of Deposit
Up to 0.20%APY · 4 terms
Available for Traditional and Roth IRAs. Zero fee: no annual maintenance fee, no monthly service charge, no below minimum balance fee, no per check charge. Minimum deposit of $250 required. Insured separately up to $250,000 by NCUA. Early withdrawal subject to 90 days interest penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownDaily term | 0.01% | $0 |
| 18 months | 0.15% | $23 |
| 24 months | 0.15% | $30 |
| 30 months | 0.20% | $50 |
Sources (3)
All captured Sep 19, 2026
Who can join 1166 Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Select Employer Group (SEG) partners are eligible for membership.
Family and household
- Immediate family members of eligible members are eligible for membership.
Other ways
- Businesses can join as business members.
Cost to join
- A one-time payment of $5 is required to become a member.
Membership information collected October 5, 2026.