Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Nashville, TN metro
- 3.82%APY
Requirements
Product: Minimum deposit of $1,000. Early withdrawal penalty may apply. Dividends/interest compounded and credited quarterly.
3.75% interest rate
Rate checked
More details - 3.82%APY
Requirements
Product: Minimum deposit of $1,000. Early withdrawal penalty may apply. Dividends/interest compounded and credited quarterly.
3.75% interest rate
Rate checked
More details - 3.80%APY$252 over 8 months on $10,000with conditions
Requirements
Product: Interest earned is compounded daily and credited monthly. Subject to early withdrawal penalty. Automatically renews on maturity date.
Offer: Early withdrawal penalty: terms 12 months or less subject to an amount equal to 91 days of interest earned or that could have been earned. 10-day grace period after maturity to withdraw funds without penalty. Maximum Relationship Rate shown.
Qualified rate · Compounded daily · Effective Sep 24, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Old Hickory Credit UnionRegular Share CertificatesCD · 12 months · $500 min
Credit union · 7 branches
3.75%APY$375 over 1 year on $10,000Requirements
Product: Requires a minimum balance of $500. Dividend rate is guaranteed for the term of the certificate. Penalty for early withdrawal. Jumbo certificates for balances of $100,000 or greater pay .10% APY more than the regular certificate yield.
3.69% interest rate
Rate checked
More details - 3.75%APY$1,587 over 48 months on $10,000
Requirements
Product: Interest begins to accrue on the day the deposit is made and is calculated by the daily balance method. Penalty will be imposed for early withdrawal.
3.75% interest rate
Rate checked
More details - 3.70%APY$370 over 1 year on $10,000
Requirements
Product: Certificate rates are reviewed on a weekly basis and can change without notice.
3.65% interest rate · Effective Sep 28, 2026
Rate checked
More details - Fortera Credit UnionSmart Start Variable Rate CertificateCD · 24 months · $100 min
Credit union · 1 branch
3.70%APY$754 over 24 months on $10,000Requirements
Product: Must be 18 years of age or older, meet credit union field of membership eligibility, and have a Share Savings Account. Variable rate certificate.
Offer: Dividends compounded and credited quarterly. Additional deposits allowed during the term, $5 minimum. The dividend rate & APY are subject to change during the term.
3.65% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.65%APY$211 over 7 months on $10,000intro rate
Requirements
Product: Terms range from 1 month to 5 years. Early withdrawals are subject to penalty. No setup or maintenance fees.
Offer: 7-month certificate automatically renews into a 6-month term at prevailing rates unless redeemed within 10 days of maturity. Penalty for early withdrawal. Fees may reduce earnings. No institutional investors. Limited time offer.
Promotional rate · Effective Dec 22, 2025
Rate checked
More details - 3.65%APY$365 over 1 year on $10,000
Requirements
Product: Membership is limited. Rates subject to change. Early withdrawal penalty equal to 90 days of dividends for terms of 12 months or less; 180 days of dividends for terms longer than 12 months. Not available for business accounts.
Offer: Compounded semi-annually.
Effective Aug 20, 2026
Rate checked
More details - 3.65%APY$365 over 1 year on $10,000
Requirements
Product: Dividends are compounded quarterly, except certificates with terms under one year which are paid at maturity. Substantial penalty for early withdrawal. Automatically renewed at maturity.
3.60% interest rate · Compounded quarterly
Rate checked
More details - 3.60%APY$360 over 1 year on $10,000intro rate
Requirements
Offer: One-Time Step-Up
Promotional rate · 3.60% interest rate · Effective Sep 24, 2026
Rate checked
More details - Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance
Bank · 10 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Online opening available to residents of AL, AR, AZ, GA, IN, KS, MO, OH, OK, SC, TN, and TX. If opened online, full opening deposit must be New Money. If opened in person, at least half of the total opening deposit must be New Money. New Money is money not currently on deposit at Simmons Bank. Not available for public funds. Early withdrawal penalty applies. CD auto-renews at maturity for same term at prevailing rate if no action taken within 10-day grace period.
Offer: Requires New Money ($5,000 - $49,999.99). If opened online, full opening deposit must be New Money; if opened in person, at least half must be New Money.
Effective Nov 3, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $5,000 – $50,000Your amount 3.50% $50,000 – $250,000Requires New Money ($50,000 - $250,000). Maximum deposit is $250,000. 3.65% Rate checked
More details - Ascend Federal Credit UnionHome Purchase Share CertificateCD · 36 months · $1,000 min
Credit union · 20 branches
3.40%APY$1,055 over 36 months on $10,000Requirements
Product: Variable-rate certificate. Additional deposits allowed at any time in any increment. Withdrawals made in conjunction with the purchase of a home are penalty-free upon receiving appropriate documentation. When financing is secured through Ascend, mortgage loan processing fee is waived during the loan process.
Offer: Variable rate. Additional deposits accepted at any time. Penalty-free early withdrawal for home purchase.
3.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - Dixie Line CUSHARE CERTIFICATE OF DEPOSITCD · 12 months · $1,000 min · 3.35%–3.61% by balance
Credit union · 1 branch
3.35%APY$335 over 1 year on $10,000Requirements
Product: Effective as of 1/01/2026. Contact Member Services for Special Promotional Offers for New Money Certificates.
Offer: Term: 12 MONTH CERTIFICATE. Minimum Deposit: $1000. Balance tier: 1000 to less than 100000.
3.30% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for SHARE CERTIFICATE OF DEPOSIT Balance APY $1,000 and upYour amount 3.35%* $100,000 and up 3.61%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Nashville, TN metro
505 CDs at 48 banks and credit unions · checked Oct 15–22
- Typical
- 2.94%
- Top 10% from
- 4.00%
- Banks, typical
- 1.02%
- Credit unions, typical
- 3.40%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nashville, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ascend Federal Credit UnionCredit union · 20 branches
- American Airlines Federal Credit UnionCredit union · 1 branch
- St. Thomas Credit UnionCredit union · 1 branch