Credit union · NCUA insured
Resound Credit Union CD Rates
Resound Credit Union’s best CD rate is 3.65% APY on a 1-year share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 15, 2026.
How Resound Credit Union’s CD rates compare
Compared with banks and credit unions near Nashville, TN, where Resound Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Resound Credit Union
3.65%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $365
Personal Certificates
Top rate
TEN Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
2nd-highest rate
City National Bank
4.39%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $439
Resound Credit Union CD score
73
CD score
Higher than 34% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Resound Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Personal Certificates
Up to 3.65%APY · 7 terms
Membership is limited. Rates subject to change. Early withdrawal penalty equal to 90 days of dividends for terms of 12 months or less; 180 days of dividends for terms longer than 12 months. Not available for business accounts.
| Term | APY · $500 – $24,999 | APY · $25,000 – $49,999 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsCompounded at maturity | 3.00% | 3.00% | 3.00% | 3.00%3.00% $25k–$50k3.00% from $50k | $74 |
| 6 monthsCompounded at maturity | 3.50% | 3.50% | 3.50% | 3.50%3.50% $25k–$50k3.50% from $50k | $173 |
| 12 monthsCompounded semi-annually | 3.65% | 3.65% | 3.65% | 3.65%3.65% $25k–$50k3.65% from $50k | $365 |
| 18 monthsCompounded semi-annually. Penalty: 180 days of dividends for terms longer than 12 months | 3.25% | 3.25% | 3.25% | 3.25%3.25% $25k–$50k3.25% from $50k | $491 |
| 24 monthsCompounded semi-annually. Penalty: 180 days of dividends for terms longer than 12 months | 3.25% | 3.25% | 3.25% | 3.25%3.25% $25k–$50k3.25% from $50k | $661 |
| 36 monthsCompounded semi-annually. Penalty: 180 days of dividends for terms longer than 12 months | 3.00% | 3.00% | 3.00% | 3.00%3.00% $25k–$50k3.00% from $50k | $927 |
| 48 monthsCompounded semi-annually. Penalty: 180 days of dividends for terms longer than 12 months | 3.00% | 3.00% | 3.00% | 3.00%3.00% $25k–$50k3.00% from $50k | $1,255 |
Sources (3)
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificates
Up to 3.65%APY · 7 terms
Penalty-free withdrawals starting at age 59 1/2. Open in branch. Available at same terms and rates as regular certificates, except for promotional certificates. Membership is limited. Rates subject to change. Compound frequency: at maturity for terms of 3 and 6 months; semi-annually for terms of 12, 18, 24, 36, and 48 months. Early withdrawal penalty applies: 90 days dividends for 3, 6, 12 months; 180 days dividends for 24, 36, 48 months. Not available for business accounts.
| Term | APY · $500 – $24,999 | APY · $25,000 – $49,999 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsCompounded at maturity. Early withdrawal penalty equal to 90 days of dividends. Penalty-free withdrawals starting at age 59 1/2 | 3.00% | 3.00% | 3.00% | 3.00%3.00% $25k–$50k3.00% from $50k | $74 |
| 6 monthsCompounded at maturity. Early withdrawal penalty equal to 90 days of dividends. Penalty-free withdrawals starting at age 59 1/2 | 3.50% | 3.50% | 3.50% | 3.50%3.50% $25k–$50k3.50% from $50k | $173 |
| 12 monthsCompounded semi-annually. Early withdrawal penalty equal to 90 days of dividends. Penalty-free withdrawals starting at age 59 1/2 | 3.65% | 3.65% | 3.65% | 3.65%3.65% $25k–$50k3.65% from $50k | $365 |
| 18 monthsCompounded semi-annually. Early withdrawal penalty equal to 180 days of dividends. Penalty-free withdrawals starting at age 59 1/2 | 3.25% | 3.25% | 3.25% | 3.25%3.25% $25k–$50k3.25% from $50k | $491 |
| 24 monthsCompounded semi-annually. Early withdrawal penalty equal to 180 days of dividends. Penalty-free withdrawals starting at age 59 1/2 | 3.25% | 3.25% | 3.25% | 3.25%3.25% $25k–$50k3.25% from $50k | $661 |
| 36 monthsCompounded semi-annually. Early withdrawal penalty equal to 180 days of dividends. Penalty-free withdrawals starting at age 59 1/2 | 3.00% | 3.00% | 3.00% | 3.00%3.00% $25k–$50k3.00% from $50k | $927 |
| 48 monthsCompounded semi-annually. Early withdrawal penalty equal to 180 days of dividends. Penalty-free withdrawals starting at age 59 1/2 | 3.00% | 3.00% | 3.00% | 3.00%3.00% $25k–$50k3.00% from $50k | $1,255 |
Sources (3)
All captured Oct 15, 2026
Who can join Resound Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live or work near one of Resound Credit Union's branches in Middle Tennessee.
Employers and groups
- Eligibility is open to individuals who have a membership at the Adventure Science Center.
- Eligibility is open to employees of enrolled Select Employer Groups (SEGs).
Family and household
- Eligibility is open to individuals related to a current member.
Membership information collected October 5, 2026.