Bank · FDIC insured
The Farmers Bank
A $942.8M bank headquartered in Portland, TN, with 10 branches in Tennessee. Best rates: CDs 3.65% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—3.65%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Farmers Bank
The Farmers Bank is a locally owned and operated community bank based in Portland, Tennessee, serving the area since 1912.
The institution operates as a full-service bank in Tennessee.
- Headquarters
- 120 Village Dr, Portland, TN 37148
- FDIC certificate
- 1696 ↗
Branches
10 branches in Tennessee
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Tennessee
10 branches
Springfield area · 2
- Springfield Branch1203 Memorial Blvd, Springfield, TN 37172Directions
- Tom Austin Highway - Springfield Office3490 Tom Austin Hwy, Springfield, TN 37172Directions
White House area · 2
- White House Branch515 Highway 76, White House, TN 37188Directions
- White House Highway 31 W Office2787 Highway 31 W, White House, TN 37188Directions
Portland area · 1
- The Farmers BankMain office120 Village Dr, Portland, TN 37148Directions
Cross Plains area · 1
- Cross Plains Office7836 Highway 25 E, Cross Plains, TN 37049Directions
Goodlettsville area · 1
- Millersville Branch1250 Louisville Hwy, Goodlettsville, TN 37072Directions
Hendersonville area · 1
- Hendersonville Office Branch197 Indian Lake Blvd, Hendersonville, TN 37075Directions
Ridgetop area · 1
- Ridgetop Branch1765 Hwy 41 South, Ridgetop, TN 37152Directions
Westmoreland area · 1
- Westmoreland Branch5804 Austin Peay Hwy, Westmoreland, TN 37186Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.09% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.53% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.67% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $79 | $81 | — |
- CapitalLeverage ratio15.09%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.53%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.67%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$79Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Farmers Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.